@charset "utf-8";

/* CSS Document */

/* ==============================================================
   HERITAGE CAPITAL TRUST — BRAND PALETTE
   ---------------------------------------------------------------
   Central brand tokens. Use these custom properties instead of
   hard-coded hex values for any new UI work so the identity stays
   consistent across the site, dashboards and emails.

   Heritage Navy  #0F2A44  Primary brand — buttons, links, headings
   Midnight Trust #0A1C30  Navbar / footer / sidebars / dark bg
   Heritage Gold  #C6A15B  Premium accent — icons, gradients, stats
   Gold Deep      #9A7B3F  Gold hover / borders on light
   Gold Tint      #F3EAD3  Badges / soft highlights
   Parchment      #F6F4EE  Main page background
   Warm stone     #D9D0BF  Borders / secondary backgrounds
   Ink Navy       #1E2A36  Main text
   Slate Muted    #5E6B7A  Secondary text
   White          #FFFFFF  Reverse logo / text
   ============================================================== */
:root {
    --at-primary: #0F2A44;
    --at-primary-dark: #0A1C30;
    --at-accent: #C6A15B;
    --at-accent-deep: #9A7B3F;
    --at-accent-soft: #F3EAD3;
    --at-bg: #F6F4EE;
    --at-border: #D9D0BF;
    --at-text: #1E2A36;
    --at-muted: #5E6B7A;
    --at-white: #FFFFFF;
    --at-success: #1A7A4C;
    --at-danger: #DC2626;
    --at-warning: #D97706;
}

/*

+ General css 
+ Space css
+ Background & Block color 
+ Buttons
+ Input Form
+ Bullet
+ Icon
+ Navigation CSS

+ HOME
  - Home
  - Home-1
  - Home-2
+ LOAN PRODUCT
  - Loan Image Listing
  - Loan Icon Listing
  - Car Loan Single
  - Personal Loan Single
  - Home Loan Single
  - Education Loan Single
+ ABOUT US 
  - About us
  - Team
+ BLOG
  - Blog Listing
  - Blog Single
  - Two Column Masonry
  - Three Column Masonry
+ FEATURES
  - Compare Loan
  - Faq page
  - Testimonial
  - 404 Error
    - Gallery
      - Filterable Gallery 2 column
      - Filterable Gallery 3 column
      - Masonry Gallery
      - Zoom Gallery
    - Shortcodes
      - Tab
      - Accordion
      - Alert       

- CONTACT US
    
*/

/*-----------------------------------
General css class
-----------------------------------*/

body { font-size: 15px; font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif; line-height: 1.4; color: #1E2A36; background-color: #F6F4EE; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }
h1, h2, h3, h4, h5, h6 { margin: 0px 0px 10px 0px; color: #0F2A44; font-weight: 500; font-family: 'Merriweather', Georgia, Times New Roman, serif; }
h1 { font-size: 32px; line-height: 44px; letter-spacing: -1px; }
h2 { font-size: 24px; line-height: 32px; }
h3 { font-size: 20px; line-height: 28px; }
h4 { font-size: 16px; line-height: 1.6; }
h5 { font-size: 14px; }
h6 { font-size: 14px; }
p { margin: 0 0 26px; line-height: 1.6; font-weight: 400; }
ul, ol { }
ul li, ol li { line-height: 1.8 }
a { color: #0F2A44; text-decoration: none; -webkit-transition: all 0.3s ease-in-out; -moz-transition: all 0.3s ease-in-out; transition: all 0.3s ease-in-out; }
a:focus, a:hover { text-decoration: none; color: #0F2A44; }
strong { font-weight: 600; }
blockquote { padding: 10px 20px; margin: 0 0 0px; font-size: 21px; border-left: 5px solid #eff1f4; color: #414346; font-style: italic; line-height: 35px; font-family: 'Merriweather', serif; font-weight: 700; }
blockquote.alignright { max-width: 50%; }
blockquote.alignleft { max-width: 50%; }
p:last-child { margin-bottom: 0px; }
::selection { background: #F3EAD3; color: #333; }
*, *::before, *::after { transition: all .3s ease-in-out; }
.text-highlight { color: #F3EAD3; }
.highlight { color: #0F2A44; }
.italic { }
.small-text { }
.listnone { list-style: none; margin: 0px 0px 20px 0px; padding: 0; }
.required { color: red }
.lead { color: #1E2A36; line-height: 30px; font-size: 20px; }
.justify{text-align: justify;}
.lead-strong { }
.section-title { }
.text-white { color: #fff; }
.title-white { color: #fff; }
.title { color: #1E2A36; }
.text-bold { font-weight: 600; }
.text-black { color: #000000 !important; }
.text-light { color: #a1a4a8 !important; }
.text-dark { color: #1E2A36 !important; }
.text-light-blue { color: #C6A15B; }
.border-primary { border-color: #0F2A44 !important; }
.text-primary { color: #0F2A44 !important; }
.border-default{border-color: #9A7B3F !important;}
.border-top-default{border-top:3px solid #0F2A44;}
/*-----------------------------------
Space css class
-----------------------------------*/

/*----------------
margin space
-----------------*/

.mb0 { margin-bottom: 0px; }
.mb5 { margin-bottom: 5px; }
.mb10 { margin-bottom: 10px; }
.mb20 { margin-bottom: 20px; }
.mb30 { margin-bottom: 30px; }
.mb40 { margin-bottom: 40px; }
.mb60 { margin-bottom: 60px; }
.mb80 { margin-bottom: 80px; }
.mb100 { margin-bottom: 100px; }
.mt0 { margin-top: 0px; }
.mt10 { margin-top: 10px; }
.mt20 { margin-top: 20px; }
.mt30 { margin-top: 30px; }
.mt40 { margin-top: 40px; }
.mt60 { margin-top: 60px; }
.mt80 { margin-top: 80px; }
.mt100 { margin-top: 100px; }
.mr0 { margin-right: 0px; }
.mr10 { margin-right: 10px; }
.mr20 { margin-right: 10px; }
.ml0 { margin-left: 0px; }
.ml10 { margin-left: 10px; }
.ml20 { margin-left: 20px; }

/*----------------
less margin space from top
-----------------*/
.mt-20 { margin-top: -20px; }
.mt-40 { margin-top: -40px; }
.mt-60 { margin-top: -60px; }
.mt-80 { margin-top: -80px; }

/*---------------
Padding space
-----------------*/
.nopadding { padding: 0px; }
.nopr { padding-right: 0px; }
.nopl { padding-left: 0px; }
.pinside10 { padding: 10px; }
.pinside20 { padding: 20px; }
.pinside30 { padding: 30px; }
.pinside40 { padding: 40px; }
.pinside50 { padding: 50px; }
.pinside60 { padding: 60px; }
.pinside80 { padding: 80px; }
.pinside100 { padding: 100px; }
.pdt10 { padding-top: 10px; }
.pdt20 { padding-top: 20px; }
.pdt30 { padding-top: 30px; }
.pdt40 { padding-top: 40px; }
.pdt60 { padding-top: 60px; }
.pdt80 { padding-top: 80px; }
.pdb10 { padding-bottom: 10px; }
.pdb20 { padding-bottom: 20px; }
.pdb30 { padding-bottom: 30px; }
.pdb40 { padding-bottom: 40px; }
.pdb60 { padding-bottom: 60px; }
.pdb80 { padding-bottom: 80px; }
.pdl10 { padding-left: 10px; }
.pdl20 { padding-left: 20px; }
.pdl30 { padding-left: 30px; }
.pdl40 { padding-left: 40px; }
.pdl60 { padding-left: 60px; }
.pdl80 { padding-left: 80px; }
.pdl120 { padding-left: 120px; }
.pdr10 { padding-right: 10px; }
.pdr20 { padding-right: 20px; }
.pdr30 { padding-right: 30px; }
.pdr40 { padding-right: 40px; }
.pdr60 { padding-right: 60px; }
.pdr80 { padding-right: 80px; }
.x { }
.y { padding-top: 220px; }

/*---------------
Section Space
* Section space help to create top bottom space. 
*
-----------------*/
.section-space20 { padding-top: 20px; padding-bottom: 20px; }
.section-space40 { padding-top: 40px; padding-bottom: 40px; }
.section-space60 { padding-top: 60px; padding-bottom: 60px; }
.section-space80 { padding-top: 80px; padding-bottom: 80px; }
.section-space100 { padding-top: 100px; padding-bottom: 100px; }
.section-space120 { padding-top: 120px; padding-bottom: 120px; }
.section-space140 { padding-top: 140px; padding-bottom: 140px; }

/*-----------------------------------------
Background & Block color 
------------------------------------------*/
.bg-light { background-color: #F6F4EE; }
.bg-primary { background-color: #eff1f4 !important; color: #1E2A36; }
.bg-default { background-color: #0F2A44; color: #fff; }
.bg-white { background-color: #fff; }
.outline { border: 1px solid #D9D0BF; }
.link-title { }
.small-title { font-size: 14px; color: #1E2A36; font-weight: 500; }
.big-title { font-size: 36px; font-weight: 600; color: #0F2A44; }
.capital-title { text-transform: uppercase; font-size: 16px; font-weight: 600; }
.bdr-btm { }
.green-text { }
.bg-boxshadow { -webkit-box-shadow: 0px 4px 16px 3px rgba(213, 221, 234, .5); -moz-box-shadow: 0px 4px 16px 3px rgba(213, 221, 234, .5); box-shadow: 0px 4px 16px 3px rgba(213, 221, 234, .5); }
.bg-gradient { position: relative;    /* Permalink - use to edit and share this gradient: http://colorzilla.com/gradient-editor/#0A1C30+0,1f2b70+47,943a9e+100&0.9+0,0.9+100 */ background: -moz-linear-gradient(-45deg, rgba(15, 42, 68, 1) 0%, rgba(15, 42, 68, 1) 47%, rgba(198, 161, 91, 1) 100%);    /* FF3.6-15 */ background: -webkit-linear-gradient(-45deg, rgba(15, 42, 68, 0.9) 0%, rgba(15, 42, 68, 0.9) 47%, rgba(15, 42, 68, 0.9) 100%);    /* Chrome10-25,Safari5.1-6 */ background: linear-gradient(135deg, rgba(15, 42, 68, 0.9) 0%, rgba(15, 42, 68, 0.9) 47%, rgba(15, 42, 68, 0.9) 100%);    /* W3C, IE10+, FF16+, Chrome26+, Opera12+, Safari7+ */ filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#e60f2a44', endColorstr='#e9c6a15b', GradientType=1);    /* IE6-9 fallback on horizontal gradient */ }
.well-box { background-color: #fff; padding: 30px; border-radius: 4px; }
.bg-yellow-light { background-color: #fff9e0; }
.bg-pink { background-color: #9A7B3F !important; }
.bg-dark { background-color: #4e5257 !important; }
.bg-dark-blue { background-color: #0A1C30; }
.bg-light-blue { background-color: #0F2A44; }
.text-pink { color: #0F2A44; }

.card{border-color: #d3dbea; background-color: #f7fafd; border-radius: 3px; margin-bottom: 30px;}
.card-body{padding: 30px;}
.card-header{background-color: #f7fafd;}





/* Update 16 june 2017*/

/*-----------------------------------------
Buttons
------------------------------------------*/

.btn { font-size: 14px; border-radius: 2px; line-height: 12px; letter-spacing: 1px; text-transform: uppercase; padding: 20px 30px; border: none; font-weight: 600; }
.btn-danger{ color: #fff; background-color: #C6A15B; border-color: #C6A15B; }
.btn-danger:hover { color: #fff; background-color: #9A7B3F; border-color: #9A7B3F; }
.btn-default { background-color: #C6A15B; color: #fff; border-color: #C6A15B; }
.btn-default:hover { color: #fff; background-color: #0F2A44; border-color: #0F2A44; }
.btn-default.focus, .btn-default:focus { color: #fff; background-color: #0F2A44; border-color: #0F2A44; }
.btn-primary { background-color: #0F2A44; color: #fff; }
.btn-primary:hover { color: #fff;  background-color: #C6A15B; }
.btn-primary.focus, .btn-primary:focus { background-color: #0F2A44; color: #fff;}
.btn-secondary { background-color: #1E2A36; color: #fff; }
.btn-secondary:hover { background-color: #0F2A44; color: #fff; }
.btn-outline { border: 2px solid #D9D0BF; color: #1E2A36; background-color: transparent; padding: 17px 28px; }
.btn-outline:hover { border: 2px solid #0F2A44; color: #0F2A44; background-color: #fff; }
.btn-lg { padding: 25px 50px; font-size: 18px; text-align: center; }
.btn-sm { padding: 15px 20px; font-size: 12px; text-align: center; }
.btn-xs { padding: 4px 8px; font-size: 10px; }
.btn-link { color: #0F2A44; font-weight: 500; padding-bottom: 4px; border-bottom: 2px solid #0F2A44; display: inline-block; text-decoration: none; }
.btn-link:hover { color: #C6A15B; font-weight: 500; padding-bottom: 4px; border-bottom: 2px solid #C6A15B; text-decoration: none; }
.btn-link.focus, .btn-link:focus { text-decoration: none; border-color: #0F2A44; box-shadow: none; color: #0F2A44; }
.btn-link-white { color: #fff; font-weight: 500; padding-bottom: 4px; border-bottom: 2px solid #fff; display: inline-block; text-decoration: none; }
.btn-link-white:hover { border-color: #F3EAD3; color: #F3EAD3; }
.btn-link-orange { }
.btn-link-white:hover { }
.btn-default-link { color: #0F2A44; font-weight: 500; text-decoration: none; }
.btn-default-link:hover { color: #C6A15B; }

/*-----------------------------------------
Input Form
------------------------------------------*/
label { }
.control-label { text-transform: uppercase; color: #FFF; font-size: 13px; font-weight: 600; }
.cl{color: #0F2A44 !important;}
.form-control { width: 100%; height: 52px; padding: 6px 16px; font-size: 14px; line-height: 1.42857143; color: #555; background-image: none; background-color: #fff; border-radius: 4px; -webkit-box-shadow: inset 0 0px 0px rgba(0, 0, 0, .075); box-shadow: inset 0 0px 0px rgba(0, 0, 0, .075); margin-bottom: 10px; border: 2px solid #e6ecef; }
.form-control[disabled], .form-control[readonly], fieldset[disabled] .form-control { background-color: #fff; }
.form-control:focus { }
.required { color: red }
textarea.form-control { border-radius: 2px; height: auto; }
select { -webkit-appearance: none; background-color: #fff; }
.input-group-text { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; padding: .375rem .75rem; margin-bottom: 0; font-size: 1rem; font-weight: 400; line-height: 1.5; color: #555; text-align: center; white-space: nowrap; background-color: #ffffff; border: 2px solid #e6ecef; border-radius: .25rem; margin-right: -1px; }

/*-----------------------------------------
content
------------------------------------------*/
.content { padding-bottom: 100px; padding-top: 100px; }
.content-area { }
.sidebar-area { }
.wrapper-content { margin-top: -40px; margin-bottom: 100px; position: relative; }

/*-----------------------------------------
Bullet
------------------------------------------*/
.bullet { position: relative; padding-left: 25px; line-height: 32px; }
.bullet-arrow-circle-right li:before { font-family: 'FontAwesome'; display: block; position: absolute; left: 0; font-size: 15px; color: #919297; content: "\f18e"; }
.bullet-arrow-right li:before { font-family: 'FontAwesome'; display: block; position: absolute; left: 0; font-size: 15px; color: #747474; content: "\f101"; }
.bullet-check-circle li:before { font-family: 'FontAwesome'; display: block; position: absolute; left: 0; font-size: 15px; color: #0F2A44; content: "\f058"; }
.bullet-check-circle-default li:before { font-family: 'FontAwesome'; display: block; position: absolute; left: 0; font-size: 15px; color: #0F2A44; content: "\f05d"; padding-right: 4px; }

/* update 16 june 2017 */
.list-pdf-file li:before { font-family: 'FontAwesome'; display: block; position: absolute; left: 0; font-size: 15px; color: #ec4e10; content: "\f1c1"; padding-right: 4px; }
.list-pdf-file li a { color: #0F2A44; text-decoration: underline; font-weight: 500; }
.list-pdf-file li a:hover { color: #0F2A44; }

/*-----------------------------------------
icon
------------------------------------------*/
.icon { }
.icon-1x { font-size: 24px; }

/* default icon size of font*/
.icon-2x { font-size: 48px; }
.icon-4x { font-size: 68px; }
`
.icon-6x { font-size: 88px; }
.icon-8x { font-size: 108px; }
.icon-default { color: #0F2A44; }
.icon-primary { color: #C6A15B; }
.icon-secondary { color: #bcbcbc; }
.dark-line { border-top: 2px solid #0A1C30; }

/*-------- updated v 1.0.2 -------*/
.fa-primary { }
.fa-default { color: #0F2A44; }
.fa-success { color: #0F2A44; }

/*-----------------------------------------
top bar
------------------------------------------*/
.top-bar { padding-top: 10px; padding-bottom: 10px; background-color: #0F2A44; font-size: 12px; color: #FFF; font-weight: 500; text-transform: uppercase; }
.top-text { padding-left: 20px; line-height: 1.6; }
.top-text a { color: #FFF; }
.top-text a:hover { color: #0F2A44; }
.search-nav { margin-top: 10px; text-align: center; }
.search-btn { border-radius: 50%; width: 30px; height: 30px; padding: 5px 0px 0px 0px; margin-top: 7px; color: #A68142; background-color: #F6F4EE; display: inline-block; }
.searchbar { }
.search-area { padding: 30px; }
.header { background-color: #fff; padding-top: 20px; padding-bottom: 20px; position: relative; z-index: 99; -webkit-box-shadow: 0px 5px 9px 1px rgba(10, 28, 48, 0.10); box-shadow: 0px 5px 9px 1px rgba(10, 28, 48, 0.10); -moz-box-shadow: 0px 5px 9px 1px rgba(10, 28, 48, 0.10); }
.logo { }
.logo img { height: 48px; width: auto; }
.navigation-wide { background-color: #0F2A44; }
.navigation-wide #navigation { margin-top: 0px; float: left; background-color: #0F2A44; }
#navigation, #navigation ul, #navigation ul li, #navigation ul li a, #navigation #menu-button { margin: 0; padding: 0; border: 0; list-style: none; line-height: 1; display: block; position: relative; -webkit-box-sizing: border-box; -moz-box-sizing: border-box; box-sizing: border-box; }
#navigation:after, #navigation>ul:after { content: "."; display: block; clear: both; visibility: hidden; line-height: 0; height: 0; }
#navigation #menu-button { display: none; }
#navigation { float: right; margin-top: 8px; position: relative; z-index: 99; }
#navigation>ul>li { float: left; }
#navigation.align-center>ul { font-size: 0; text-align: center; }
#navigation.align-center>ul>li { display: inline-block; float: none; }
#navigation.align-center ul ul { text-align: left; }
#navigation.align-right>ul>li { float: right; }
#navigation>ul>li>a { padding: 16px 10px; font-size: 13px; text-decoration: none; color: #0F2A44; font-weight: 600; text-transform: uppercase; }
#navigation>ul>li:hover>a { color: #0F2A44; }
#navigation>ul>li.has-sub>a { padding-right: 26px; }

/*#navigation > ul > li.has-sub > a:after {position: absolute; top: 22px; right: 11px; width: 8px; height: 2px;
display: block; background: #dddddd; content: '';}*/
#navigation>ul>li.has-sub>a:before { position: absolute; right: 14px; font-family: FontAwesome; content: "\f107"; -webkit-transition: all .25s ease; -moz-transition: all .25s ease; -ms-transition: all .25s ease; -o-transition: all .25s ease; transition: all .25s ease; }
#navigation ul ul li a .badge { font-size: 10px; background: #0F2A44; padding: 1px 7px; color: #fff; }

/*#navigation > ul > li.has-sub:hover > a:before {top: 23px; height: 0;}*/
#navigation ul ul { position: absolute; left: -9999px; }
#navigation.align-right ul ul { text-align: right; }
#navigation ul ul li { height: 0; -webkit-transition: all .25s ease; -moz-transition: all .25s ease; -ms-transition: all .25s ease; -o-transition: all .25s ease; transition: all .25s ease; }
#navigation li:hover>ul { left: auto; }
#navigation.align-right li:hover>ul { left: auto; right: 0; }
#navigation li:hover>ul>li { height: 45px; }
#navigation ul ul ul { margin-left: 100%; top: 0; }
#navigation.align-right ul ul ul { margin-left: 0; margin-right: 100%; }
#navigation ul ul li a { border-bottom: 1px solid rgba(217,208,191, 0.5); padding: 15px 15px 16px 15px; width: 220px; font-size: 13px; text-decoration: none; color: #1E2A36; font-weight: 500; background: #fff; }
#navigation ul ul li:last-child>a, .navigation ul ul li.last-item>a { border-bottom: 0; }
#navigation ul ul li:hover>a, #navigation ul ul li a:hover { color: #0F2A44; background-color: #F6F4EE; }
#navigation ul ul li.has-sub>a:after { position: absolute; top: 20px; right: 11px; width: 8px; height: 2px; display: block; background: #1E2A36; content: ''; }
#navigation.align-right ul ul li.has-sub>a:after { right: auto; left: 11px; }
#navigation ul ul li.has-sub>a:before { position: absolute; top: 17px; right: 14px; display: block; width: 2px; height: 8px; background: #1E2A36; content: ''; -webkit-transition: all .25s ease; -moz-transition: all .25s ease; -ms-transition: all .25s ease; -o-transition: all .25s ease; transition: all .25s ease; }
#navigation.align-right ul ul li.has-sub>a:before { right: auto; left: 14px; }
#navigation ul ul>li.has-sub:hover>a:before { top: 17px; height: 0; }
#navigation.small-screen { width: 100%; }
#navigation.small-screen ul { width: 100%; display: none; }
#navigation.small-screen.align-center>ul { text-align: left; }
#navigation.small-screen ul li { width: 100%; border-top: 1px solid rgba(217,208,191, 0.5); }
#navigation.small-screen ul ul li, #navigation.small-screen li:hover>ul>li { height: auto; }
#navigation.small-screen ul li a, #navigation.small-screen ul ul li a { width: 100%; border-bottom: 0; }
#navigation.small-screen>ul>li { float: none; }
#navigation.small-screen ul ul li a { padding-left: 25px; }
#navigation.small-screen ul ul ul li a { padding-left: 35px; }
#navigation.small-screen ul ul li a { color: #1E2A36; background: none; }
#navigation.small-screen ul ul li:hover>a, #navigation.small-screen ul ul li.active>a { color: #0F2A44; }
#navigation.small-screen ul ul, #navigation.small-screen ul ul ul, #navigation.small-screen.align-right ul ul { position: relative; left: 0; width: 100%; margin: 0; text-align: left; }
#navigation.small-screen>ul>li.has-sub>a:after, #navigation.small-screen>ul>li.has-sub>a:before, #navigation.small-screen ul ul>li.has-sub>a:after, #navigation.small-screen ul ul>li.has-sub>a:before { display: none; }
#navigation.small-screen #menu-button { display: block; padding: 16px 0px; color: #0F2A44; cursor: pointer; font-size: 12px; text-transform: uppercase; font-weight: 700; border-top: 1px solid #D9D0BF }
#navigation.small-screen #menu-button:after { position: absolute; top: 22px; right: 0px; display: block; height: 8px; width: 20px; border-top: 2px solid #0F2A44; border-bottom: 2px solid #0F2A44; content: ''; }
#navigation.small-screen #menu-button:before { position: absolute; top: 16px; right: 0px; display: block; height: 2px; width: 20px; background: #0F2A44; content: ''; }
#navigation.small-screen #menu-button.menu-opened:after { top: 23px; border: 0; height: 2px; width: 15px; background: #333; -webkit-transform: rotate(45deg); -moz-transform: rotate(45deg); -ms-transform: rotate(45deg); -o-transform: rotate(45deg); transform: rotate(45deg); }
#navigation.small-screen #menu-button.menu-opened:before { top: 23px; background: #333; width: 15px; -webkit-transform: rotate(-45deg); -moz-transform: rotate(-45deg); -ms-transform: rotate(-45deg); -o-transform: rotate(-45deg); transform: rotate(-45deg); }
#navigation.small-screen .submenu-button { position: absolute; z-index: 99; right: 0; top: 0; display: block; border-left: 1px solid rgba(217,208,191, 0.5); height: 46px; width: 46px; cursor: pointer; }
#navigation.small-screen .submenu-button.submenu-opened { background: #0F2A44; }
#navigation.small-screen ul ul .submenu-button { height: 34px; width: 34px; }
#navigation.small-screen .submenu-button:after { position: absolute; top: 22px; right: 19px; width: 8px; height: 2px; display: block; background: #bcc6d3; content: ''; }
#navigation.small-screen ul ul .submenu-button:after { top: 15px; right: 13px; }
#navigation.small-screen .submenu-button.submenu-opened:after { background: #ffffff; }
#navigation.small-screen .submenu-button:before { position: absolute; top: 19px; right: 22px; display: block; width: 2px; height: 8px; background: #bcc6d3; content: ''; }
#navigation.small-screen ul ul .submenu-button:before { top: 12px; right: 16px; }
#navigation.small-screen .submenu-button.submenu-opened:before { display: none; }
#navigation.small-screen.select-list { padding: 5px; }
#sub-nav { position: relative; }
#sub-nav #menu-button { display: none; }
#sub-nav.small-screen #menu-button { display: block; padding: 16px; color: #0F2A44; cursor: pointer; font-size: 12px; text-transform: uppercase; font-weight: 700; border-top: 1px solid #D9D0BF }
#sub-nav.small-screen #menu-button:after { position: absolute; top: 22px; right: 10px; display: block; height: 8px; width: 20px; border-top: 2px solid #0F2A44; border-bottom: 2px solid #0F2A44; content: ''; }
#sub-nav.small-screen #menu-button:before { position: absolute; top: 16px; right: 10px; display: block; height: 2px; width: 20px; background: #0F2A44; content: ''; }
#sub-nav.small-screen #menu-button.menu-opened:before { top: 23px; background: #333; width: 15px; -webkit-transform: rotate(-45deg); -moz-transform: rotate(-45deg); -ms-transform: rotate(-45deg); -o-transform: rotate(-45deg); transform: rotate(-45deg); }
#sub-nav.small-screen #menu-button.menu-opened:after { top: 23px; border: 0; height: 2px; width: 15px; background: #333; -webkit-transform: rotate(45deg); -moz-transform: rotate(45deg); -ms-transform: rotate(45deg); -o-transform: rotate(45deg); transform: rotate(45deg); }

/*-----------------------------------------
     Slider
------------------------------------------*/
#slider { }
.slider { position: relative; }
.slider-img img { position: relative; z-index: -1; width: 100%; }
.slider-img { background: -moz-linear-gradient(top, rgba(15, 42, 68, 0.5) 0%, rgba(15, 42, 68, 0.5) 100%); background: -webkit-linear-gradient(top, rgba(15, 42, 68, 0.5) 0%, rgba(15, 42, 68, 0.5) 100%); background: linear-gradient(to bottom, rgba(15, 42, 68, 0.5) 0%, rgba(15, 42, 68, 0.5) 100%); filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#cc0f2a44', endColorstr='#cc0f2a44', GradientType=0); position: relative; }
.slider-captions { position: absolute; bottom: 200px; }
.slider-title { color: #fff; font-size: 52px; font-weight: 700; line-height: 62px; }
.slider-text { color: #fff; }
.slider .owl-prev { position: absolute; left: 0px; top: 40%; left: 20px; }
.slider .owl-next { position: absolute; right: 0px; top: 40%; right: 20px; }
#slider .owl-next, #slider .owl-prev { background-color: transparent !important; border: 2px solid #fff; color: #fff; -webkit-transition: all 0.3s; -moz-transition: all 0.3s; transition: all 0.3s; }
#slider .owl-next:hover, #slider .owl-prev:hover { background-color: #fff !important; border: 2px solid #fff; color: #0F2A44; }
#slider .owl-pagination { margin: 0px; bottom: 40px; position: relative; }
#slider .owl-page span { border-radius: 2px; width: 98%; height: 1px; background-color: #fff; margin: 0px; }
#slider .owl-page { width: 5% }

/*-----------------------------------------
index-1
------------------------------------------*/
.mail-text { border-right: 2px solid #FFF; }
.mailT{ font-family:Verdana, Geneva, Tahoma, sans-serif; font-weight: bold;}
.rate-table { background-color: #fff; border-top: 1px solid #D9D0BF; border-bottom: 1px solid #D9D0BF; margin-top: -21px; }
.loan-rate { font-size: 32px; color: #1E2A36; margin-bottom: 0px; font-weight: 600; line-height: 1; }
.rate-counter-block { border-right: 1px solid #D9D0BF; padding-top: 20px; padding-bottom: 20px; }
.rate-counter-block:first-child { }
.rate-icon { float: left; padding-top: 5px; padding-right: 20px; padding-left: 20px; }
.rate-box { }
.rate-title { text-transform: uppercase; font-size: 14px; color: #1E2A36; }
.cta { background-size: cover; margin: 0; min-height: 410px; border: none; padding: 100px 0px; background: linear-gradient(rgba(15, 42, 68, 0.8), rgba(15, 42, 68, 0.8)), rgba(15, 42, 68, 0.8) url(../images/cta-img.jpg) no-repeat center; }
.testimonial-img-1 { }
.testimonial-name-1 { color: #0F2A44; font-size: 14px; text-transform: uppercase; font-weight: 500; margin-bottom: 0px; }

/*------------------------------------
 index-3 (updated: 16 june 2017)
-------------------------------------*/
.header-transparent { background-color: rgba(255, 255, 255, .1); padding-top: 19px; padding-bottom: 19px; border-bottom: 1px solid rgba(255, 255, 255, .08); position: fixed; z-index: 9; width: 100%; }
.header-transparent #navigation>ul>li.has-sub>a { padding-right: 30px; }
.header-transparent #navigation>ul>li>a { padding: 16px 10px; font-size: 13px; text-decoration: none; color: #fff; font-weight: 600; text-transform: uppercase; }
.header-transparent #navigation { float: right; margin-top: 0px; position: relative; z-index: 99; }
.top-nav-collapse { background-color: #0F2A44; }
.lender-logo-section { margin-top: -20px; }
.lender-box { margin-bottom: 8px; margin-top: 8px; }
.slider-gradient-img img { position: relative; z-index: -1; width: 100%; }
.slider-gradient-img { position: relative; background: -moz-linear-gradient(-45deg, rgba(15, 42, 68, 0.9) 0%, rgba(15, 42, 68, 0.9) 47%, rgba(15, 42, 68, 0.9) 100%); background: -webkit-linear-gradient(-45deg, rgba(15, 42, 68, 0.9) 0%, rgba(15, 42, 68, 0.9) 47%, rgba(15, 42, 68, 0.9) 100%); background: linear-gradient(135deg, rgba(198, 161, 91, 0.9) 0%, rgba(198, 161, 91, 0.9) 47%, rgba(15, 42, 68, 0.9) 100%); filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#e60f2a44', endColorstr='#e9c6a15b', GradientType=1); }
.service-block-v3 { background-color: #fff; padding: 40px 0px 0px 0px; text-align: center; margin-bottom: 30px; }
.service-block-v3 .service-content { padding: 5px 30px; }
.service-block-v3 .service-title { margin-bottom: 20px; line-height: 24px; }
.service-rate-block { margin-bottom: 30px; }
.service-rate-block .product-rate { color: #0F2A44; margin-bottom: 6px; font-size: 18px; }
.rate-text { font-size: 12px; }
.customer-block { background-color: #fff; padding: 30px; }
.customer-img { position: relative; margin-bottom: 30px; }
.customer-content { }
.customer-text { color: #1E2A36; font-size: 21px; margin-bottom: 30px; font-family: 'Merriweather', serif; letter-spacing: -1px; font-style: italic; line-height: 36px; font-weight: normal; }
.customer-name { font-size: 14px; font-weight: 600; color: #0F2A44; }
.customer-meta { }
.customer-quote-circle { background-color: #0F2A44; border-radius: 100%; padding: 10px; position: absolute; width: 40px; height: 40px; top: 20px; left: 30px; color: #fff; text-align: center; z-index: 1; }
.how-it-block { background-color: #fff; padding: 30px; min-height: 320px; }
.how-it-no { font-size: 76px; line-height: 86px; color: #0F2A44; }
.how-it-content { }

/*------------------------------------
 index-4 Students Home page
-------------------------------------*/
.students-slider-img { }
.students-slider-img img { width: 100%; }
.student-slider-img .slider-captions { }
.fee-charges-table { }
.fee-charges-table .list-group-item.active { z-index: 2; color: #1E2A36; background-color: #ccd8e5; border-color: #ccd8e5; }
.fee-charges-table .list-group-item { position: relative; display: block; padding: 10px 15px; margin-bottom: -1px; background-color: #eff4f9; border: 1px solid #d1deeb; }
.education-rate-box { background-color: #eff4f9; padding: 20px; border-radius: 4px; margin-bottom: 5px; }
.education-rate-number { font-size: 32px; margin-bottom: 0px; }

/*------------------------------------
 index-5 Business Loan Home Page
-------------------------------------*/
.business-loan-products { background-color: #fff; padding: 40px; border: 1px solid #D9D0BF; text-align: center; margin-bottom: 30px; }
.loan-products-icon { margin-bottom: 20px; }
.loan-products-content { }
.video-play { position: absolute; top: 24%; left: 41%; }
.section-about-video { }
.about-img { position: relative; }
.business-request-form { margin-bottom: -180px; }
.business-request-form h3 { margin-bottom: 30px; }
.business-request-form .form-group { margin-bottom: 0px; }
.lender-block { padding: 80px 40px; background-color: #fff; border: 1px solid #D9D0BF; border-radius: 4px; text-align: center; }
.rate-badge { background: #0F2A44; display: inline-block; padding: 4px 10px; border-radius: 4px; font-size: 12px; font-weight: 600; color: #fff; }

/*------------------------------------
 index-6 Lead Genrator
-------------------------------------*/
.header-wide { }
.header-wide .lead { font-size: 21px; color: #1E2A36; margin-top: 12px; }
.lead-hero-wrapper { background: url(../images/lead-hero-img.jpg)no-repeat; background-size: cover; padding-top: 80px; padding-bottom: 80px; }
.lead-hero-caption { color: #fff; padding-top: 50px; margin-bottom: 20px; }
.rating-list { color: #f99d31; margin-top: 25px; font-size: 14px; }
.lead-hero-title { font-size: 48px; color: #fff; line-height: 58px; }
.lead-calculator { background: #0F2A44; color: #fff; border-radius: 6px; }
.lead-calculator .ui-widget.ui-widget-content { border: 1px solid #C6A15B; }
.lead-calculator .ui-widget-header { border: 1px solid #C6A15B; background: #C6A15B; }
.lead-calculator .ui-widget-content { border: 1px solid #C6A15B; background: #C6A15B; }
.lead-cal-small-text { font-size: 12px; color: #A68142; }
.pink-circle { }
.pink-circle.circle { background-color: transparent; width: 60px; height: 60px; border: 2px solid #0F2A44; border-radius: 100px; color: #0F2A44; text-align: center; padding: 10px; margin: 0px auto 30px auto; line-height: 1.7; display: inline-block; }
.highlight-outline { border-radius: 2px; }
.highlight-outline.outline:hover { border-color: #0F2A44; -webkit-box-shadow: 1px 1px 9px 2px rgba(0, 0, 0, 0.4); -moz-box-shadow: 1px 1px 9px 2px rgba(0, 0, 0, 0.4); box-shadow: 1px 1px 9px 2px rgba(0, 0, 0, 0.4); }
.counter-wrapper { background: url(../images/counter-wrapper.jpg)no-repeat; background-size: cover; padding-top: 150px; padding-bottom: 150px; text-align: center; }
.counter-block { text-align: center; display: inline-block; margin-bottom: 20px; }
.counter { display: inline-block; font-size: 46px; border-radius: 50%; color: #fff; font-weight: 600; margin-bottom: 20px; }
.lead-testimonial .customer-quote-circle { position: initial; margin-bottom: 20px; }
.lead-testimonial .testimonial-text { font-size: 18px; font-style: italic; font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif; line-height: 28px; }
.about-lead-text { font-size: 19px; line-height: 30px; }
.loan-block { background-color: #0F2A44; padding: 40px 50px; color: #F6F4EE; text-align: center; margin-bottom: 30px; }
.loan-icon { margin-bottom: 30px; }
.loan-content { }
.lead-calculator .slider .ui-widget-content .ui-state-default { background-color: #9A7B3F !important; border-radius: 100%; }
.percentage-text { position: relative; bottom: 28px; left: 32px; }
.counter-small-text { font-size: 48px; font-weight: 600; margin-left: 10px; color: #fff; }

/*------------------------------------
 index-7 homepage tab (11 June, 2018)
-------------------------------------*/
.header-regular { }
.header-regular.header { background-color: #0F2A44; color: #fff; padding-bottom: 13px; padding-top: 13px; }
.header-regular.header #navigation>ul>li>a { color: #fff; }
.nav-call-info { padding-top: 17px; }
.header-regular .logo { line-height: 3.3; }
.header-regular #navigation.small-screen #menu-button { color: #fff; }
.header-regular #navigation.small-screen #menu-button:before { background: #fff; }
.header-regular #navigation.small-screen #menu-button:after { border-top: 2px solid #fff; border-bottom: 2px solid #fff; }
.hero-section { background: url(../images/hero-img-1.jpg)no-repeat; background-size: cover; background-position-x: center; }
.hero-tab-block { padding-top: 241px; padding-bottom: 100px; }
.hero-tab-block .st-tabs .nav-link { padding: 18px 25px; text-align: center; margin-right: -1px; margin-left: -1px; }
.loan-form { }
.hero-tab-block .st-tabs a { text-transform: capitalize; }
.hero-tab-block .st-tabs .nav-tabs .nav-item.show .nav-link, .hero-tab-block .nav-tabs .nav-link.active { color: #0F2A44; background-color: white; border-color: #ffffff #ffffff #ffffff #ffffff; }
.hero-tab-block .nav-tabs { border-bottom: transparent; }
.hero-tab-block .btn-default { color: #fff; }
.hero-tab-block .btn-default:hover { color: #fff; }
.hero-tab-block .st-tabs .tab-content { border: transparent; }
.hero-tab-block .tab-content { border: transparent; }

/* Nice Select 
-------------------------------------------------------------- */
.nice-select { -webkit-tap-highlight-color: transparent; background-color: #f3f7fa; border-radius: 2px; border: solid 2px #d5e0e8; box-sizing: border-box; clear: both; cursor: pointer; display: block; float: left; font-family: inherit; font-size: 14px; font-weight: normal; height: 64px; line-height: 40px; outline: none; padding: 9px 14px; position: relative; text-align: left !important; -webkit-transition: all 0.2s ease-in-out; transition: all 0.2s ease-in-out; -webkit-user-select: none; -moz-user-select: none; -ms-user-select: none; user-select: none; white-space: nowrap; width: auto; color: #1E2A36; }
.nice-select:hover { border-color: #dbdbdb; }
.nice-select:active, .nice-select.open, .nice-select:focus { border-color: #0F2A44; }
.nice-select:after { border-bottom: 2px solid #1E2A36; border-right: 2px solid #1E2A36; content: ''; display: block; height: 7px; margin-top: -4px; pointer-events: none; position: absolute; right: 14px; top: 50%; -webkit-transform-origin: 66% 66%; -ms-transform-origin: 66% 66%; transform-origin: 66% 66%; -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); -webkit-transition: all 0.3s ease-in-out; transition: all 0.3s ease-in-out; width: 7px; }
.nice-select.open:after { -webkit-transform: rotate(-135deg); -ms-transform: rotate(-135deg); transform: rotate(-135deg); }
.nice-select.open .list { opacity: 1; pointer-events: auto; -webkit-transform: scale(1) translateY(0); -ms-transform: scale(1) translateY(0); transform: scale(1) translateY(0); }
.nice-select.disabled { border-color: #ededed; color: #999; pointer-events: none; }
.nice-select.disabled:after { border-color: #cccccc; }
.nice-select.wide { width: 100%; }
.nice-select.wide .list { left: 0 !important; right: 0 !important; }
.nice-select.right { float: right; }
.nice-select.right .list { left: auto; right: 0; }
.nice-select.small { font-size: 12px; height: 36px; line-height: 34px; }
.nice-select.small:after { height: 4px; width: 4px; }
.nice-select.small .option { line-height: 34px; min-height: 34px; }
.nice-select .list { border: 1px solid #999999; background-color: #fff; border-radius: 2px; border-top-left-radius: 0px; border-top-right-radius: 0px; box-shadow: 0 0 0 1px rgba(68, 68, 68, 0.11); box-sizing: border-box; margin-top: 0px; opacity: 0; overflow: hidden; padding: 0; pointer-events: none; position: absolute; top: 100%; left: 0; -webkit-transform-origin: 50% 0; -ms-transform-origin: 50% 0; transform-origin: 50% 0; -webkit-transform: scale(0.75) translateY(-21px); -ms-transform: scale(0.75) translateY(-21px); transform: scale(0.75) translateY(-21px); -webkit-transition: all 0.2s cubic-bezier(0.5, 0, 0, 1.25), opacity 0.15s ease-out; transition: all 0.2s cubic-bezier(0.5, 0, 0, 1.25), opacity 0.15s ease-out; z-index: 9; }
.nice-select .list:hover .option:not(:hover) { background-color: transparent !important; }
.nice-select .option { cursor: pointer; font-weight: 400; line-height: 40px; list-style: none; min-height: 40px; outline: none; padding-left: 18px; padding-right: 29px; text-align: left; -webkit-transition: all 0.2s; transition: all 0.2s; color: #1E2A36; }
.nice-select .option:hover, .nice-select .option.focus, .nice-select .option.selected.focus { background-color: #f3f7fa; }
.nice-select .option.selected { font-weight: bold; }
.nice-select .option.disabled { background-color: transparent; color: #343031; cursor: default; }
.no-csspointerevents .nice-select .list { display: none; }
.no-csspointerevents .nice-select.open .list { display: block; }
.process-section { position: relative; }
.process-section .circle { background-color: #fff; border: 3px solid #0F2A44; color: #0F2A44; margin: -32px auto 18px auto; position: relative; }
.process-img { }
.rating-testimonials { }
.rating-testimonials .lead { font-size: 20px; font-weight: 600; line-height: 28px; margin-bottom: 18px; }
.rating-testimonials .testimonial-text { font-family: inherit; color: #1E2A36; font-style: normal; line-height: 27px; font-size: 18px; }
.rating-testimonials .testimonial-name-1 { color: #585f66; font-size: 14px; text-transform: uppercase; font-weight: 600; margin-bottom: 0px; }

/*---------------------------------------------------
 index-8 homepage student-refinance (11 June, 2018)
-----------------------------------------------------*/
.header-wide { padding-top: 10px; padding-bottom: 10px; }
.refinance-hero-section { background: url(../images/hero-img-2.jpg)no-repeat; background-size: cover; position: relative; background-position-x: center; }
.refinance-hero-block { padding-top: 164px; padding-bottom: 164px; }
.refinance-hero-block h1 { font-size: 48px; line-height: 58px; }
.refinance-rate-section { background-color: rgba(10, 28, 48, 0.85); color: #fff; padding: 20px 25px; position: absolute; bottom: 0; border-bottom: 5px solid #C6A15B; }
.refinance-rate-block { display: inline-block; margin-right: 20px; line-height: 2; }
.refinance-rate-block-title { letter-spacing: 0px; font-weight: 600; font-size: 32px; margin-bottom: 0px; color: #fff; }
.how-it-section { color: #fff; }
.how-it-section .how-it-block { background-color: transparent; padding: 0px; min-height: inherit; margin-bottom: 30px; }
.how-it-section .how-it-no { float: left; color: #fff; font-size: 30px; height: 67px; width: 67px; background-color: #C6A15B; border-radius: 100%; display: block; line-height: 1; padding: 20px 26px; }
.how-it-section .how-it-content { padding-left: 100px; }
.benifits-feature { margin-bottom: 30px; }
.benifits-feature ul { }
.benifits-feature ul li { padding-left: 20px; margin-bottom: 35px; }
.benifits-feature .bullet-check-circle-default li:before { font-size: 20px; }
.loan-rate-table { }
.loan-rate-table .table-light { background-color: #F6F4EE; margin-bottom: 30px; }
.loan-rate-table .table thead { background-color: #D9D0BF; }
.loan-rate-table .table>thead>tr>th { text-align: center; color: #0F2A44; font-size: 18px; border-top: transparent; border-bottom: transparent; padding: 20px 43px 20px; }
.loan-rate-table .table tbody tr td { text-align: center; font-size: 16px; color: #1E2A36; font-weight: 600; border-top: transparent; padding: 20px 0px; }
.loan-half-img { }
.loan-half-section { padding: 100px; }

/*---------------------------------------------------
compare card table
-----------------------------------------------------*/
.compare-table { }
.compare-card-title { font-size: 18px; font-weight: 600; }
.compare-table .table>thead>tr>th { padding: 12px 0px 10px 29px; text-align: left; font-weight: 500; }
.compare-table .table>tbody>tr>td { border-top: transparent; padding: 30px; vertical-align: middle; }
.compare-table .table { margin-bottom: 0px; }
.expandable-info { background-color: #fafafb; padding: 0px !important; }
.expandable-collapse { padding: 30px; }
.expandable-info ul li { font-size: 14px; line-height: 24px; }
.expandable-info .card { min-height: 285px; }
.expandable-info .card-body { padding: 20px 20px 5px; }
.card-tag { }
.card-name { }
.anuual-fees { }
.reward-rate { }
.compare-table .btn-link { font-size: 13px; padding-bottom: 0px; }

/*---------------------------------------------------
compare personal loan table
-----------------------------------------------------*/
.compare-personal-loan-table { }
.compare-personal-loan-title { font-size: 22px; font-weight: 600; margin-bottom: 0px; color: #1E2A36; }
.compare-personal-loan-table .table>thead>tr>th { background-color: #F6F4EE; padding: 20px 0px 20px 29px; text-align: left; font-weight: 500; }
.compare-personal-loan-table .table>tbody>tr>td { border-top: transparent; padding: 30px; vertical-align: middle; }
.compare-personal-loan-table .table { margin-bottom: 0px; }
.compare-personal-loan-table .list-group-item { position: relative; display: block; padding: 16px; margin-bottom: -1px; background-color: #fff; border: 1px solid rgba(222, 227, 235, 1); font-size: 15px; color: #1E2A36; font-weight: 600; }
.lender-tag { }
.estimate-tex { }
.credit-score { }
.terms { }
.monthly-payment { }

/*---------------------------------------------------
compare Student loan table
-----------------------------------------------------*/
.compare-student-loan-table { }
.compare-student-loan-title { font-size: 22px; font-weight: 600; margin-bottom: 0px; color: #1E2A36; }
.compare-student-loan-table .table>thead>tr>th { background-color: #F6F4EE; padding: 20px 0px 20px 29px; text-align: left; font-weight: 500; }
.compare-student-loan-table .table>tbody>tr>td { border-top: transparent; padding: 30px; vertical-align: middle; }
.compare-student-loan-table .table { margin-bottom: 0px; }
.compare-student-loan-table .list-group-item { position: relative; display: block; padding: 16px; margin-bottom: -1px; background-color: #fff; border: 1px solid rgba(222, 227, 235, 1); font-size: 15px; color: #1E2A36; font-weight: 600; }
.lender-tag { }
.fixed-text { }
.variable-apr { }
.terms { }

/*---------------------------------------------------
    Card Landing Page
-----------------------------------------------------*/
.header-wide { padding-top: 10px; padding-bottom: 10px; }
.card-hero-section { padding-top: 100px; padding-bottom: 100px; background: rgba(15, 42, 68, 1); background: -moz-linear-gradient(-45deg, rgba(15, 42, 68, 1) 0%, rgba(15, 42, 68, 1) 37%, rgba(15, 42, 68, 1) 57%, rgba(15, 42, 68, 1) 77%, rgba(15, 42, 68, 1) 100%); background: -webkit-gradient(left top, right bottom, color-stop(0%, rgba(15, 42, 68, 1)), color-stop(37%, rgba(15, 42, 68, 1)), color-stop(57%, rgba(15, 42, 68, 1)), color-stop(77%, rgba(15, 42, 68, 1)), color-stop(100%, rgba(15, 42, 68, 1))); background: -webkit-linear-gradient(-45deg, rgba(15, 42, 68, 1) 0%, rgba(15, 42, 68, 1) 37%, rgba(15, 42, 68, 1) 57%, rgba(15, 42, 68, 1) 77%, rgba(15, 42, 68, 1) 100%); background: -o-linear-gradient(-45deg, rgba(15, 42, 68, 1) 0%, rgba(15, 42, 68, 1) 37%, rgba(15, 42, 68, 1) 57%, rgba(15, 42, 68, 1) 77%, rgba(15, 42, 68, 1) 100%); background: -ms-linear-gradient(-45deg, rgba(15, 42, 68, 1) 0%, rgba(15, 42, 68, 1) 37%, rgba(15, 42, 68, 1) 57%, rgba(15, 42, 68, 1) 77%, rgba(15, 42, 68, 1) 100%); background: linear-gradient(135deg, rgba(15, 42, 68, 1) 0%, rgba(15, 42, 68, 1) 37%, rgba(15, 42, 68, 1) 57%, rgba(15, 42, 68, 1) 77%, rgba(15, 42, 68, 1) 100%); filter: progid:DXImageTransform.Microsoft.gradient(startColorstr='#0A1C30', endColorstr='#0F2A44', GradientType=1); }
.card-hero-block { }
.card-benefit-tabs .st-tabs .tab-content { padding: 0px; border: none; background-color: transparent; margin-top: 30px; }
.card-benefit-tabs .nav-tabs { border-bottom: 0px; }
.card-benefit-tabs .st-tabs .nav-link { display: block; padding: 16px 49px; border: 1px solid #f6f9ff; border-radius: 5px; background-color: #f6f9ff; margin-bottom: -1px; margin-right: 10px; }
.card-benefit-tabs .st-tabs a { font-size: 14px; font-style: initial; text-transform: capitalize; font-weight: 500; color: #A68142; }
.card-benefit-tabs .st-tabs .nav-tabs .nav-item.show .nav-link, .card-benefit-tabs .st-tabs .nav-tabs .nav-link.active { color: #ffffff; background-color: #0F2A44; border-color: #0F2A44; }
.card-rate-info .list-group-item { position: relative; display: block; padding: 19px 30px; margin-bottom: 2px; background-color: #e8f0f9; border: transparent; font-size: 14px; border-radius: 0px; }

/*---------------------------------------------------
    Card Landing Page
-----------------------------------------------------*/
.header-standard { }
.header-standard.header { padding-bottom: 0px; padding-top: 0px; }
.top-header { padding-top: 22px; padding-bottom: 22px; }
.quick-info { float: right; font-size: 16px; color: #1E2A36; font-weight: 600; padding-top: 9px; }
.header-standard .search-btn { border-radius: 2px; width: 46px; height: 42px; padding: 10px 0px 0px 0px; margin-top: 0px; color: #ffffff; background-color: #0F2A44; display: inline-block; }
.header-standard #navigation { float: inherit; margin-top: -1px; }
.header-standard #navigation>ul>li>a { padding: 22px 35px; color: #ffffff; font-weight: 400; }
.slider-second .slider-img { background: none; }
.slider-second#slider { margin-bottom: -1px; }
.slider-second#slider .owl-pagination { display: none; }
.overlay-section { margin-top: -60px; }
.hover-tabs { }
.hover-tabs.st-tabs .nav-link { display: block; padding: 16px 68px 16px 0px; border: none; border-radius: 0px; background-color: transparent; margin-bottom: 10px; }
.hover-tabs.st-tabs .tab-content { padding: 30px; border: 1px solid #ffffff; background-color: #fff; margin-top: -1px; border-radius: 5px; }
.hover-tabs.st-tabs a { font-size: 16px; font-style: initial; text-transform: capitalize; font-weight: 500; color: #0F2A44; }
.post-caption-block { position: relative; }
.post-caption-img { }
.post-caption-img img { border-radius: 3px; }
.post-caption-content { position: absolute; bottom: 0px; padding: 27px; }
.post-caption-block .meta { text-transform: capitalize; }
.cta-section-app { background: url(../images/cta-img-4.jpg)no-repeat; background-size: cover; background-position-x: 50%; }


/*---------------------------------------------------
    borrow-life-saving
-----------------------------------------------------*/
.bank-account-tabs{}
.bank-account-tabs.st-tabs .nav-link{background-color: #F6F4EE; border-color: #F6F4EE;}
.bank-account-tabs.st-tabs .tab-content{background-color: #eff1f3; border-color: #eff1f3;}
.bank-account-tabs.st-tabs .nav-tabs .nav-item.show .nav-link, .bank-account-tabs.st-tabs .nav-tabs .nav-link.active {
    color: #0F2A44;
    background-color: #eff1f3;
    border-color: #eff1f3;
}


.bank-account-tabs .tab-content .table>thead>tr>th {
   line-height: 1.42857143;
    vertical-align: top;
    border-top: 0px;
    padding: 18px 10px;
    text-align: left;
   
}










/*-----------------------------------------------------------------------
Service Page & Block Css
----------------------------------------------------------------------*/
#service { }
#service .owl-next, #service .owl-prev { background-color: transparent !important; border: 2px solid #D9D0BF; color: #D9D0BF; -webkit-transition: all 0.3s; -moz-transition: all 0.3s; transition: all 0.3s; }
#service .owl-next:hover, #service .owl-prev:hover { background-color: #9A7B3F !important; border: 2px solid #0F2A44; color: #fff; }
.service-block { transition: box-shadow .5s; }
.service-block:hover { -webkit-box-shadow: 0px 4px 26px 3px rgba(10, 28, 48,.15); -moz-box-shadow: 0px 4px 26px 3px rgba(10, 28, 48,.15); box-shadow: 0px 4px 26px 3px rgba(10, 28, 48,.15); }
.service-block:hover i { color: #0F2A44; }
#service .owl-controls { text-align: center; margin-top: 10px; }
.icon-svg-2x { width: 80px; }
.icon-svg-1x { width: 60px; }

/*--------------------------------
Service-img
---------------------------------*/
.service-img-box { transition: box-shadow .5s; }
.service-img-box:hover { -webkit-box-shadow: 0px 4px 26px 3px rgba(213, 221, 234, 1); -moz-box-shadow: 0px 4px 26px 3px rgba(213, 221, 234, 1); box-shadow: 0px 4px 26px 3px rgba(213, 221, 234, 1); }
.service-img { position: relative; }
.service-content { }
.service-content>h2 { margin-bottom: 0px; }
.circle { background-color: #e3f0fe; width: 60px; height: 60px; border: 1px solid #0F2A44; border-radius: 100px; color: #0F2A44; margin: -70px auto 40px auto; padding: 10px; text-align: center; line-height: 1.7; }
.number { font-size: 24px; font-weight: 500; }
.number-block { text-align: center; }
.number-title { margin-bottom: 20px; }
.circle-large { width: 100px; height: 100px; border-radius: 100%; line-height: 2; padding: 10px; text-align: center; font-size: 42px; }
.circle-default { background-color: #0F2A44; color: #fff; }

/*--------------------------------
testimonial
---------------------------------*/
.testimonial-block { position: relative; }
.testimonial-text { font-family: 'Merriweather', serif; color: #1E2A36; font-style: italic; line-height: 32px; }
.testimonial-autor { padding-top: 15px; padding-bottom: 12px; }
.testimonial-name { color: #fff; line-height: 1; margin-bottom: 5px; }
.testimonial-autor-box { }
.testimonial-title { color: #0F2A44; margin-bottom: 0px; }
.testimonial-img { float: left; padding-right: 29px; }
.testimonial-meta { font-size: 12px; }
.testimonial-simple { }
.testimonial-name-inverse { color: #0F2A44; text-transform: uppercase; font-size: 14px; font-weight: 600; }
.client-rating { margin-bottom: 10px; }
.rate-done { color: #f9b218; letter-spacing: 3px; }
.rate-remain { color: #1E2A36; }

/*--------------------------------
footer
---------------------------------*/
.newsletter-block { }
.newsletter-form { margin-bottom: 0; }
.newsletter-title { color: #FFFFFF; margin-top: 10px; }
.footer { background-color: #0A1C30; padding: 50px 0 35px; }
.footer-logo { padding-top: 6px; }
.footer-logo img { height: 50px; width: auto; }
.footer .widget-contact { margin: 0; }
.footer .widget-contact .footer-contact { line-height: 1.5; margin-bottom: 5px; }
.footer .widget-contact .footer-contact i { font-size: 15px; width: 20px; }
.footer .widget-contact .footer-contact:last-child { margin-bottom: 0; }
.widget-text { color: #D9D0BF; }
.widget-text p { color: #D9D0BF; line-height: 1.7; margin-bottom: 0; }
.widget-footer { position: relative; }
.widget-footer ul { }
.widget-footer ul li { position: relative; padding-left: 18px; line-height: 1.5; margin-bottom: 6px; }
.widget-footer ul li a { color: #FFFFFF; }
.widget-footer ul li a:hover { color: #C6A15B; }
.tiny-footer { background-color: #0A1C30; font-size: 12px; padding-top: 10px; padding-bottom: 10px; color: #D9D0BF; }
.tiny-footer p { color: #D9D0BF; }
.widget-footer ul li:before { font-family: 'FontAwesome'; display: block; position: absolute; left: 0; font-size: 15px; color: #C6A15B; content: "\f105"; }
.widget-social { }
.widget-social ul { }
.widget-social ul li { line-height: 1.6; margin-bottom: 8px; }
.widget-social ul li a { color: #FFFFFF; text-transform: uppercase; font-weight: 500; }
.widget-social ul li a i { width: 30px; }
.widget-social ul li a:hover { color: #C6A15B; text-decoration: underline; }
.address-text { }
.call-text { }
.address-text span, .call-text span { padding-right: 10px; vertical-align: -webkit-baseline-middle; }
.footer-heading { color: #ffffff; font-size: 15px; margin-bottom: 12px; }
.footer-contact { color: #D9D0BF; line-height: 1.7; margin-bottom: 5px; }
.widget-social .footer-social-list { margin: 0; padding: 0; }
.widget-social .footer-social-list li { display: inline-block; margin: 0 8px 8px 0; }
.widget-social .footer-social-list li a { display: inline-flex; align-items: center; justify-content: center; width: 32px; height: 32px; border-radius: 50%; background-color: rgba(255, 255, 255, 0.1); color: #ffffff; text-transform: none; font-weight: normal; }
.widget-social .footer-social-list li a:hover { background-color: #0F2A44; color: #ffffff; text-decoration: none; }
.footer-legal { margin: 0; padding: 0; text-align: right; white-space: nowrap; }
.footer-legal li { display: inline-block; margin-left: 14px; }
.footer-legal li:first-child { margin-left: 0; }
.footer-legal li a { color: #D9D0BF; font-size: 12px; white-space: nowrap; }
.footer-legal li a:hover { color: #C6A15B; text-decoration: underline; }
@media (max-width: 767px) {
    .footer-legal { text-align: left; white-space: normal; }
    .footer-legal li { margin: 0 16px 8px 0; }
}

/*--------------------------------
Page header 
---------------------------------*/
.page-header { margin: 0; padding: 175px 0px 80px; min-height: 410px; border: none; background: linear-gradient(rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 0.2)), rgba(0, 0, 0, 0.2) url(../images/page-header.jpg) no-repeat center; background-size: cover; }
.page-title { margin-bottom: 0px; font-size: 36px; }
.rate-block { text-align: right; }
.rate-number { margin-bottom: 0px; line-height: 1; color: #0F2A44; }
.btn-action { text-align: right; }
.sub-nav { background-color: #F6F4EE; border-top: 1px solid #D9D0BF; }
.is-sticky .sub-nav { position: relative; z-index: 9; top: 120px; }
.sub-nav>.nav { }
.sub-nav>.nav li a { padding: 16px; font-size: 14px; text-transform: uppercase; color: #A68142; font-weight: 500; border-right: 1px solid #D9D0BF; }
.sub-nav>.nav li a:hover { background-color: #fff; color: #0F2A44; }
.sub-nav>.nav li a:focus { background-color: #fff; color: #0F2A44; }
.sub-nav>.nav li.active a { color: red; background-color: #fff; color: #0F2A44; }
.page-breadcrumb { }
.page-breadcrumb .breadcrumb { background-color: transparent; padding: 0px; font-size: 12px; text-transform: uppercase; color: #0F2A44; font-weight: 700; }
.page-breadcrumb .breadcrumb>li { }
.page-breadcrumb .breadcrumb>.active { color: #fff; font-weight: 700; }
.page-breadcrumb .breadcrumb>li a { color: #0F2A44; font-weight: 700; }
.page-breadcrumb .breadcrumb>li a:hover { color: #0F2A44; }
.page-breadcrumb .breadcrumb>li+li:before { padding: 0 5px; color: #0F2A44; content: "/\00a0"; }

/*--------------------------------
Blog  
---------------------------------*/
.post-holder { border-bottom: 1px solid #e8eaec; margin-bottom: 29px; }
.post-header { border-bottom: 1px solid #D9D0BF; margin-bottom: 20px; padding-bottom: 19px; }
.post-block { }
.post-img { }
.meta { font-size: 12px; text-transform: uppercase; font-weight: 600; color: #a4a7ac; margin-bottom: 14px; margin-top: 14px; }
.meta span { margin-right: 0px; }
.meta span:after { margin-left: 15px; margin-right: 15px; color: #b0b0b0; content: "|"; }
.meta span:last-child:after { margin-left: 0px; margin-right: 0px; content: ""; }

/*----- Related Post-----*/
.post-related { border-bottom: 1px solid #e8eaec; }
.post-related-title { }
.post-related-content { }
.related-title { font-size: 18px; color: #1E2A36; }
.related-img { }

/*----- prev-next-----*/
.post-navigation { border-bottom: 1px solid #e8eaec; margin-bottom: 29px; padding-bottom: 30px; }
.nav-links { }
.nav-previous { }
.prev-link, .next-link { color: #1E2A36; margin-bottom: 10px; display: block; text-decoration: underline; text-transform: uppercase; font-weight: 600; font-size: 14px; letter-spacing: 1px; }
.nav-next { }
.next-link { }
.prev-link { }
.prev-link:hover, .next-link:hover { color: #9A7B3F }
.meta-date { color: #0F2A44; font-weight: 600; }
.meta-author { }
.meta-comments { }
#post-gallery { }
.quote-block { }
.meta-link { color: #a4a7ac; }

/*--------------------------------
Blog-sidebar  
---------------------------------*/
.widget { padding: 30px; margin-bottom: 30px; }
.widget-title { border-bottom: 1px solid #e8eaec; margin-bottom: 19px; padding-bottom: 20px; }
.widget-search { }
.widget-category { }
.widget-category li a, .widget-archives li a { padding-top: 10px; padding-bottom: 10px; display: block; line-height: 14px; color: #797b80; font-size: 14px; }
.widget-category li a:hover, .widget-archives li a:hover { color: #0F2A44; }
.widget-tags { }
.widget-tags a { text-transform: uppercase; border: 2px solid #c3c7d1; padding: 9px 16px; display: inline-block; margin-bottom: 5px; font-weight: 700; font-size: 12px; line-height: 12px; color: #9a9fab; border-radius: 4px; letter-spacing: 1px; }
.widget-tags a:hover { background-color: #0F2A44; color: #fff; border-color: #0F2A44; }

/*----- post-author-----*/
.post-author { border-bottom: 1px solid #e8eaec; margin-bottom: 29px; padding-bottom: 30px; }
.author-img { }
.author-bio { }
.author-header { }
.author-header small { text-transform: uppercase; color: #de4526; font-weight: 700; margin-left: 15px; }
.author-content { }
.author-social { }
.author-social a { color: #707070; display: inline-block; text-align: center; font-size: 13px; padding: 8px 12px; }
.author-social a:hover { background-color: #de4526; color: #fff; }

/*----- comments-----*/
.comments-area { border-bottom: 1px solid #e8eaec; padding-bottom: 40px; }
.comments-title { margin-bottom: 40px; }
.comment-list { }
.comment { }
.comment-body { margin-bottom: 60px; }
.comment-author { }
.comment-author img { width: 120px; float: left; }
.comment-info { padding-left: 160px; }
.comment-header { }
.user-title { margin-bottom: 0px; }
.comment-meta { margin-bottom: 20px; font-size: 13px; font-weight: 400; text-transform: uppercase; }
.comment-meta-date { }
.comment-content { }
.reply { }
.reply-title { margin-bottom: 40px; }
.childern { padding-left: 140px; }
.leave-comments { background-color: #f3f5f5; }
.widget-share { background-color: #fff; padding: 14px; position: absolute; top: 0px; right: -56px; }
.btn-share { padding: 12px 16px; display: inline-block; line-height: 1; margin-bottom: 2px; font-size: 14px; width: 40px; }
.btn-facebook { background-color: #3b5998; color: #fff; }
.btn-facebook:hover { background-color: #3b5998; color: #fff; }
.btn-twitter { background-color: #1da1f2; color: #fff; }
.btn-twitter:hover { background-color: #1da1f2; color: #fff; }
.btn-google { background-color: #dc483a; color: #fff; }
.btn-google:hover { background-color: #dc483a; color: #fff; }
.btn-linkedin { background-color: #0088b5; color: #fff; }
.btn-linkedin:hover { background-color: #0088b5; color: #fff; }

/*--------------------------------
Blog-single  
---------------------------------*/
.name { font-size: 14px; text-transform: uppercase; color: #0F2A44; font-weight: 600; padding-left: 30px; }

/*--------------------------------
Pagination  
---------------------------------*/
.st-pagination { }
.st-pagination .pagination>li>a, .pagination>li>span { position: relative; float: left; margin-left: -1px; line-height: 1.42857143; color: #9a9fab; text-decoration: none; font-size: 12px; border: 2px solid #c3c7d1; font-weight: 600; border-radius: 4px; text-transform: uppercase; margin-right: 3px; margin-bottom: 5px; background-color: #fff; padding: 8px 13px; }
.st-pagination .pagination>li>a:focus, .st-pagination .pagination>li>a:hover, .st-pagination .pagination>li>span:focus, .st-pagination .pagination>li>span:hover { z-index: 2; color: #fff; background-color: #0F2A44; border-color: #0F2A44; border-radius: 4px; }
.st-pagination .pagination>li:first-child>a, .st-pagination .pagination>li:first-child>span { margin-left: 0; border-radius: 4px; }
.st-pagination .pagination>li:last-child>a, .st-pagination .pagination>li:last-child>span { border-radius: 4px; }
.st-pagination .pagination>.active>a, .st-pagination .pagination>.active>a:focus, .st-pagination .pagination>.active>a:hover, .st-pagination .pagination>.active>span, .st-pagination .pagination>.active>span:focus, .st-pagination .pagination>.active>span:hover { z-index: 3; color: #fff; cursor: default; background-color: #0F2A44; border-color: #0F2A44; border-radius: 4px; }
.st-accordion { }
.st-accordion .sign { color: #1E2A36; padding: 0 2px; position: absolute; left: 0px; top: 5px; margin-left: -20px; font-size: 14px; }
.st-accordion .accordion .panel-heading.active .sign { color: #95cd40; }
.st-accordion .panel-title { margin-top: 0; margin-bottom: 0; font-size: 18px; color: inherit; position: relative; color: #1E2A36; }
.sign { color: #0F2A44; padding: 0 2px; position: absolute; right: -10px; top: 6px; }
.st-accordion .panel-heading.active .sign { color: #0F2A44; }
.st-accordion .panel { margin-bottom: 20px; background-color: #fff; border: 1px solid transparent; border-radius: 0px; -webkit-box-shadow: none; box-shadow: none; }
.st-accordion .panel-default { border-color: transparent; border-bottom: 1px solid #e0e7ea; }
.st-accordion .panel-group .panel { margin-bottom: 10px; border-radius: 0px; -webkit-box-shadow: 0px 0px 0px 0px rgba(234, 234, 234, 1); -moz-box-shadow: 0px 0px 0px 0px rgba(234, 234, 234, 1); box-shadow: 0px 0px 0px 0px rgba(234, 234, 234, 1); }
.st-accordion .panel-default>.panel-heading { color: #323734; background-color: #fff; border-bottom: 1px solid transparent; padding: 10px 0px 10px 30px; }
.st-accordion .panel-group .panel-heading+.panel-collapse>.list-group, .st-accordion .panel-group .panel-heading+.panel-collapse>.panel-body { }
.st-accordion .panel-body { padding: 30px; }
.st-accordion .panel-group .panel-heading+.panel-collapse>.list-group, .panel-group .panel-heading+.panel-collapse>.panel-body { border-top: 1px solid transparent; }

/*--------------------------------
Extra Plugin CSS - Back to top  
---------------------------------*/
.cd-top { display: inline-block; height: 40px; width: 40px; position: fixed; bottom: 40px; left: 20px; overflow: hidden; text-indent: 100%; white-space: nowrap; visibility: hidden; border-radius: 5px; background: rgba(15, 42, 68, 100) url(../images/cd-top-arrow.svg) no-repeat center 50%; opacity: 0; -webkit-transition: opacity .3s 0s, visibility 0s .3s; -moz-transition: opacity .3s 0s, visibility 0s .3s; transition: opacity .3s 0s, visibility 0s .3s; }
.cd-top.cd-is-visible, .cd-top.cd-fade-out, .no-touch .cd-top:hover { -webkit-transition: opacity .3s 0s, visibility 0s 0s; -moz-transition: opacity .3s 0s, visibility 0s 0s; transition: opacity .3s 0s, visibility 0s 0s; }
.cd-top.cd-is-visible {    /* the button becomes visible */
visibility: visible; opacity: 1; }
.cd-top.cd-fade-out {    /* if the user keeps scrolling down, the button is out of focus and becomes less visible */
opacity: .5; }
.no-touch .cd-top:hover { background-color: #0F2A44; opacity: 1; }

/*-------- filter gallery -------*/
.isotope-item { z-index: 2; }
.isotope-hidden.isotope-item { pointer-events: none; z-index: 1; }
.isotope, .isotope .isotope-item {    /* change duration value to whatever you like */
-webkit-transition-duration: 0.8s; -moz-transition-duration: 0.8s; transition-duration: 0.8s; }
.isotope { -webkit-transition-property: height, width; -moz-transition-property: height, width; transition-property: height, width; }
.isotope .isotope-item { -webkit-transition-property: -webkit-transform, opacity; -moz-transition-property: -moz-transform, opacity; transition-property: transform, opacity; }
.portfolioContainer { }
.portfolioFilter { margin-bottom: 30px; text-align: center; }
.portfolioFilter a { text-transform: uppercase; background-color: #F6F4EE; padding: 9px 26px; display: inline-block; color: #A68142; font-size: 12px; font-weight: 500; margin-bottom: 5px; border: 1px solid #D9D0BF; }
.portfolioFilter a:hover { color: #fff; background-color: #0F2A44; border: 1px solid #0F2A44; }
.portfolioFilter a.current { color: #fff; text-decoration: none; background-color: #0F2A44; border: 1px solid #0F2A44; }

/*---------- Thumbnail hover effect -------*/

/* ============================================================
GLOBAL
============================================================ */

.effects { }
.effects .img { position: relative; }
.effects .img:nth-child(n) { }
.effects .img:first-child { margin-bottom: 20px; }
.effects .img:last-child { margin-right: 0; }
.effects .img img { display: block; margin: 0; padding: 0; max-width: 100%; height: auto; }
.overlay { display: block; position: absolute; z-index: 20; background: rgba(246, 96, 171, 0.8); overflow: hidden; -webkit-transition: all 0.5s; -moz-transition: all 0.5s; -o-transition: all 0.5s; transition: all 0.5s; }
a.close-overlay { display: block; position: absolute; top: 0; right: 0; z-index: 100; width: 45px; height: 45px; font-size: 20px; font-weight: 700; color: #fff; line-height: 45px; text-align: center; background-color: #de4526; cursor: pointer; }
a.close-overlay.hidden { display: none; }
a.expand { display: block; position: absolute; z-index: 100; width: 60px; height: 60px; border: solid 5px #fff; text-align: center; color: #fff; line-height: 50px; font-weight: 700; font-size: 30px; -webkit-border-radius: 30px; -moz-border-radius: 30px; -ms-border-radius: 30px; -o-border-radius: 30px; border-radius: 30px; }

/* ============================================================
EFFECT 6 - ICON BOUNCE IN
============================================================ */
#effect-6 .overlay { top: 0; bottom: 0; left: 0; right: 0; opacity: 0; }
#effect-6 .overlay a.expand { left: 0; right: 0; top: 0; margin: 0 auto; opacity: 0; -webkit-transition: all 0.5s; -moz-transition: all 0.5s; -o-transition: all 0.5s; transition: all 0.5s; }
#effect-6 .img.hover .overlay { opacity: 1; }
#effect-6 .img.hover .overlay a.expand { top: 50%; margin-top: -30px; opacity: 1; }

/*----------------- Gallery Wide ---------------*/
.gallery-thumbnail { }
.gallery-thumbnail img { width: 100%; }
.gallery-img img { width: 100%; }
.gallery-block { }

/*----------------- Image Hover Effect ---------------*/
img { width: auto; max-width: 100%; height: auto; margin: 0; padding: 0; border: none; line-height: normal; vertical-align: middle; }
.imghover { display: block; position: relative; max-width: 100%; }
.imghover::before, .imghover::after { display: block; position: absolute; content: ""; text-align: center; opacity: 0; }
.imghover::before { top: 0; right: 0; bottom: 0; left: 0; }
.imghover::after { top: 50%; left: 50%; width: 50px; height: 50px; line-height: 50px; margin: -25px 0 0 -25px; content: "\f06e";    /* fa-eye */ font-family: "FontAwesome"; font-size: 36px; }
.imghover:hover::before, .imghover:hover::after { opacity: 1; }
.imghover:hover::before { background: rgba(10, 28, 48, .55); }
.imghover:hover::after { color: #FFFFFF; }

/*--------------------------------
Team  
---------------------------------*/
.team-block { }
.team-img { }
.team-content { }
.designation { font-size: 12px; color: #0F2A44; text-transform: uppercase; font-weight: 600; }

/*--------------------------------
About us 
---------------------------------*/
.about-section { }
.counter-section { }
.why-choose-section { }
.testimonial-section { }
.cta-section { }
.cta-section-second { background: url(../images/cta-img-2.jpg)no-repeat; background-size: cover; }
.cta-section-second h1 { font-size: 42px; }
.text-big { font-size: 20px; color: #0F2A44; font-weight: 600; margin-bottom: 0px; }

/*--------------------------------
Contact us 
---------------------------------*/
.map { height: 400px; }
.widget-contact { margin-top: 30px; margin-bottom: 30px; }
.widget-contact li { margin-bottom: 10px; border-bottom: 1px solid #F6F4EE; padding-bottom: 10px; }
.widget-contact li span { width: 120px; display: inline-block; }

/*----------------- Gallery Wide ---------------*/
.gallery-thumbnail img { width: 100%; }
.gallery-img img { width: 100%; }
.gallery-block { }
.slide-ranger .ui-widget-header { background-color: #0F2A44; }
.slide-ranger .ui-state-default, .ui-widget-content .ui-state-default { background-color: #fff !important; }
.slide-ranger .ui-widget.ui-widget-content { border: 1px solid #0F2A44; }
.slide-ranger .ui-slider .ui-slider-handle { border-radius: 100%; border: 3px solid #0F2A44; }

/*--------------------------------
Product Single Sidebar
---------------------------------*/
.product-tabs { }
.product-tabs ul { position: relative; z-index: 9; }
.product-tabs .nav>li { margin-top: -1px; }
.product-tabs .nav>li.active a { border-right: 1px solid #F6F4EE; background: #F6F4EE; color: #0F2A44; }
.product-tabs .nav>li>a { background: #fff; border-bottom: 1px solid #D9D0BF; border-right: 1px solid #D9D0BF; border-left: 1px solid #D9D0BF; border-top: 1px solid #D9D0BF; color: #A68142; }
.product-tabs .nav>li>a:hover { background: #F6F4EE; border-bottom: 1px solid #D9D0BF; border-right: 1px solid transparent; border-left: 1px solid #D9D0BF; border-top: 1px solid #D9D0BF; color: #0F2A44; }
.product-tabs .nav>li>a i { padding-right: 10px; }
.tab-content { background: #F6F4EE; padding: 40px; border: 1px solid #D9D0BF; position: relative; z-index: 8; margin-left: -1px; margin-top: -1px; }
.fee-table { }

/*--------------------------------
EMI Calculator
---------------------------------*/
.loantable { margin-top: 40px; }
.table-head { background: #F6F4EE; }
.loan-title { margin-bottom: 30px; }
.table-bordered { border: 1px solid transparent; color: #333; }
.table-bordered>tbody>tr>td, .table-bordered>tbody>tr>th, .table-bordered>tfoot>tr>td, .table-bordered>tfoot>tr>th, .table-bordered>thead>tr>td, .table-bordered>thead>tr>th { border: 1px solid #D9D0BF; color: #1E2A36; }
.table-striped>tbody>tr:nth-of-type(odd) { background-color: #fafcfd; }
.table>thead>tr>th { padding: 12px 43px 12px; line-height: 1.42857143; vertical-align: top; border-top: 1px solid #ddd; text-align: center; }

/*--------------------------------
Card Listing Page
---------------------------------*/
.card-listing { padding: 26px; border: 1px solid #D9D0BF; margin-bottom: 30px; background: #F6F4EE; }
.card-img { }
.card-img img { }
.card-content { margin-top: 20px; }
.card-content .btn { margin-right: 30px; }
.card-name { }
.card-features { margin-top: 20px; }
.card-features ul li { border-bottom: 1px solid #F6F4EE; padding-bottom: 10px; margin-bottom: 8px; line-height: 1.5; }
.card-details { }
.card-head-sections { margin-bottom: 40px; }

/*--------------------------------
Lender Listing Page
---------------------------------*/
.lender-listing { border: 1px solid #D9D0BF; margin-bottom: 30px; }
.lender-head { padding: 15px; background: #F6F4EE; border-bottom: 1px solid #D9D0BF; }
.lender-logo { display: inline-block; width: 170px; }
.lender-reviews { color: #ffb607; display: inline-block; float: right; padding-top: 15px; }
.lender-rate-box { padding: 15px; border-bottom: 1px solid #D9D0BF; }
.lender-ads-rate { border-right: 1px solid #D9D0BF; }
.lender-ads-rate, .lender-compare-rate { display: inline-block; text-align: center; width: 143px; }
.lender-rate-value { font-size: 20px; font-weight: 600; margin-top: 6px; }
.compare-rate { }
.lender-feature-list { padding: 20px; border-bottom: 1px solid #D9D0BF; }
.lender-feature-list ul { margin-bottom: 0px; }
.lender-feature-list ul li { font-size: 14px; margin-bottom: 8px; }
.lender-actions { text-align: center; padding: 20px; }
.lender-actions .btn-link { margin-top: 30px; font-size: 14px; }
.lender-details { }
.lender-head-sections { margin-bottom: 60px; }
.lender-img { }
.lender-name { }
.lender-rates-list { background-color: #eff4f9; padding: 20px; border-radius: 4px; }
.lender-loan-sections { }
.lender-apply { }
.lender-features { }
.lender-loan-sections, .lender-apply, .lender-features, .lender-rates-list { margin-bottom: 60px; }

/*--------------------------------
Loan Eligibility Page
---------------------------------*/
.loan-eligibility-block { padding: 30px; background: #F6F4EE; }
.loan-eligibility-form .input-group-addon { border-left: 2px solid #e6ecef; border-top: 2px solid #e6ecef; border-bottom: 2px solid #e6ecef; background: #fff; }
.loan-eligibility-form .control-label { margin-bottom: 10px; }
.loan-eligibility-info { }
.loan-eligibility-form .form-group { display: block; }
.eligibility-amount { font-size: 52px; font-weight: 600; color: #0F2A44; }
.eligibility-text { font-size: 21px; }

/*-----------------------------------------
Shortcodes
------------------------------------------*/
.st-tabs {    /*border: 1px solid #D9D0BF; */ }
.st-tabs .nav-tabs { }
.st-tabs .nav-item { }
.st-tabs .tab-content { padding: 30px; border: 1px solid #e6e9eb; background-color: #fff; margin-top: -1px; }
.st-tabs .nav-tabs .nav-item.show .nav-link, .nav-tabs .nav-link.active { color: #0F2A44; background-color: transparent; border-color: #D9D0BF #D9D0BF #D9D0BF #D9D0BF; }
.st-tabs .nav-link { display: block; padding: 16px 64px; border: 1px solid #D9D0BF; border-radius: 0px; background-color: #F6F4EE; margin-bottom: -1px; }
.st-tabs a { font-size: 14px; font-style: initial; text-transform: uppercase; font-weight: 500; color: #A68142; }
.st-tabs a:hover { color: #0F2A44; }

/*-----------------------------------------
Compare-Loan
------------------------------------------*/
.compare-title { }
.compare-block { }
.compare-row { }
.rate { }
.rate, .fees, .compare-rate, .repayment { font-size: 18px; color: #1E2A36; margin-bottom: 0px; margin-top: 15px; font-weight: 600; }
.fees { }
.compare-rate { }
.repayment { }
.comapre-action { padding-top: 15px; }

/*-----------------------------------------
Error-page
------------------------------------------*/
.error-img { text-align: center; }
.error-title { font-size: 36px; color: #1E2A36; letter-spacing: 1px; text-transform: uppercase; }
.msg { font-size: 24px; color: #0F2A44; font-weight: 500; text-transform: uppercase; letter-spacing: 1px; }

/*-----------------------------------------
Header - 2
------------------------------------------*/
.header-2 { background-color: #fff; padding-top: 10px; position: relative; z-index: 9 }
.header-action { margin-top: 10px; }
.header-action .btn { padding: 10px 14px; font-size: 12px; line-height: 14px; letter-spacing: .5px; }
.header-2 .navigation-2 { background-color: #fff; border-top: 1px solid #D9D0BF; margin-top: 20px; border-bottom: 1px solid #D9D0BF; }
.header-2 #navigation { float: left; margin-top: 0px; background-color: #fff; }
.header-2 #navigation>ul>li>a { padding: 16px 30px; font-size: 13px; text-decoration: none; color: #1E2A36; font-weight: 600; text-transform: uppercase; border-left: 1px solid #D9D0BF; }
.header-2 #navigation>ul>li.has-sub>a { padding-right: 50px; }
.header-2 #navigation>ul>li.has-sub>a:before { position: absolute; right: 28px; font-family: FontAwesome; content: "\f107"; -webkit-transition: all .25s ease; -moz-transition: all .25s ease; -ms-transition: all .25s ease; -o-transition: all .25s ease; transition: all .25s ease; }

/*-----------------------------------------
Landing Page Template
------------------------------------------*/
.hero { position: relative; padding-top: 60px; padding-bottom: 100px; background: linear-gradient(rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 0.2)), rgba(0, 0, 0, 0.2) url(../images/lp-car-image.jpg) no-repeat center; background-size: cover; }
.hero-home-loan { position: relative; padding-top: 60px; padding-bottom: 100px; background: linear-gradient(rgba(0, 0, 0, 0.2), rgba(0, 0, 0, 0.2)), rgba(0, 0, 0, 0.2) url(../images/home-loan-lp.jpg) no-repeat center; background-size: cover; }
.hero-title { font-size: 48px; line-height: 52px; color: #fff; font-weight: 800; letter-spacing: -1px; margin-bottom: 30px; }
.hero-captions { }
.hero-text { color: #fff; }
.request-form { background-color: #fff; padding: 30px; border-radius: 4px; }
.form-title { color: #0F2A44; font-size: 30px; }
.price-rate { margin-top: 30px; }
.price-big { font-size: 40px; color: #fff; font-weight: 800; }
.price-rate small { color: #fff; text-transform: uppercase; }
.new-price, .old-price { margin-bottom: 30px; }

/*--------------- Features block class --------------*/
.circle-outline-icon { font-size: 36px; height: 80px; width: 80px; border: 2px solid #C6A15B; border-radius: 100%; padding: 18px 19px; margin-bottom: 30px; color: #0F2A44; display: block; line-height: 1.2; text-align: center; }
.feature-card .feature-content { }
.feature { }
.feature-icon { }
.feature .feature-icon { margin-bottom: 20px; }

/*-------- feature icon left --------*/
.feature-left { }
.feature-left .feature-icon { float: left; color: #0F2A44; font-size: 28px; line-height: 1; }
.feature-left .feature-content { padding-left: 60px; }
.feature-content { }

/*--------- feature center --------*/
.feature-center { text-align: center; }
.feature-center .feature-icon { margin-bottom: 20px; }
.feature-icon-style { text-align: center; }
.feature-icon-style .feature-icon { margin: 0 auto 40px auto; background-color: #F6F4EE; width: 80px; height: 80px; border-radius: 100px; padding: 24px; text-align: center; color: #0F2A44; }
.feature-icon-style .feature-title { margin-bottom: 16px; }
.call-to-action { color: #fff; }
.feature-circle { background-color: #F6F4EE; width: 60px; height: 60px; border-radius: 100px; padding: 14px; color: #0F2A44; font-size: 26px; text-align: center; }

/*----- updated in v 1.0.2 ----*/
.feature-bg { background-color: #F6F4EE; border-radius: 4px; padding: 60px; text-align: center; }
.feature-bg .feature-icon { background-color: #D9D0BF; color: #1E2A36; width: 120px; height: 120px; border-radius: 120px; font-size: 40px; text-align: center; line-height: 120px; margin: 0 auto 40px auto; }
.feature-bg .feature-content { }
.feature-list-bar { background: #F6F4EE; padding-top: 16px; padding-bottom: 16px; color: #1E2A36; }
@media screen and (max-width:1366px) {
  .slider-captions { position: absolute; bottom: 70px; width: 100%; }
  .slider-title { color: #fff; font-size: 32px; font-weight: 700; line-height: 42px; }
  .slider .owl-prev { position: absolute; left: 0px; top: 40%; left: 0px; }
  .slider .owl-next { position: absolute; right: 0px; top: 40%; right: 0px; }
}
@media screen and (min-width:1300px) and (max-width:1440px) {
  .slider-captions { position: absolute; bottom: 100px; width: 100%; }
}
@media screen and (min-width:992px) and (max-width:1200px) {

  /*--------------- index - 8 -------------*/
  .refinance-rate-block-title { letter-spacing: 0px; font-weight: 600; font-size: 27px; }
  .loan-half-section { padding: 50px; }

  /*--------------- card landing page  ---------- */
  .card-benefit-tabs .st-tabs .nav-link { display: block; padding: 16px 27px; }

/*--------------- borrow life saving   ---------- */
  .bank-account-tabs.st-tabs .nav-link {
    
    padding: 16px 46px;
}

}

/*============= media query max-width: 768px; =============*/
@media only screen and (max-width:768px) {

  /* start query */
  .header { padding-top: 5px; padding-bottom: 5px; }
  .logo { }

  /*--------------- slider for mobile view ( for mobile view  )---------- */
  .slider-captions { position: absolute; bottom: 28px; text-align: center; }
  .slider-title { color: #fff; font-size: 22px; text-transform: uppercase; font-weight: 700; line-height: 26px; }
  .slider .owl-prev { position: absolute; left: 0px; top: 30%; left: 0px; }
  .slider .owl-next { position: absolute; right: 0px; top: 30%; right: 0px; }

  /*--------------- Page Header ( for mobile view  )---------- */
  .page-header { padding: 40px 0px 80px; }
  .page-title { font-size: 28px; margin-bottom: 14px; }
  .btn-action { text-align: center; }
  .btn-action .btn { padding: 10px; float: left; margin-left: 5px; }
  .sub-nav>.nav li a { border-bottom: 1px solid #D9D0BF; margin-bottom: 0px; }
  .childern { padding-left: 0px; }
  .widget-share { background-color: #fff; padding: 14px; position: absolute; top: 0px; right: 0px; }
  .search-nav { display: none; }
  .rate-counter-block { text-align: center; }
  .rate-icon { float: none; margin-bottom: 10px; }
  .loan-rate { font-size: 24px; }

  /*--------------- index - 4 ()-------------*/
  .header-transparent { position: relative; background-color: #0F2A44; }
  .header-transparent #navigation.small-screen #menu-button { display: block; padding: 16px 0px; color: #0F2A44; cursor: pointer; font-size: 12px; text-transform: uppercase; font-weight: 700; border-top: 1px solid #D9D0BF; margin-top: 20px; }
  .header-transparent #navigation.small-screen ul li { width: 100%; border-top: 1px solid #D9D0BF; }
  .header-transparent #navigation.small-screen .submenu-button { position: absolute; z-index: 99; right: 0; top: 0; display: block; border-left: 1px solid #D9D0BF; height: 46px; width: 46px; cursor: pointer; }
  .header-transparent #navigation.small-screen ul ul li a { color: #fff; background: none; }
  .video-play { left: 39%; top: 45px; }
  .st-tabs .nav-link { padding: 16px 11px; }
  .lender-ads-rate, .lender-compare-rate { width: 123px; }
  .sub-nav>.nav li a { padding: 8px 0px; font-size: 11px; }
  .portfolioFilter a { text-transform: uppercase; background-color: #F6F4EE; padding: 9px 23px; }

  /*--------------- index-6 ---------- */
  .lead-hero-caption { padding-top: 0px; }
  .header-wide .lead { font-size: 19px; }

  /*--------------- index-7 ---------- */

  /*--------------- index-8 ---------- */
  .refinance-hero-block { padding-top: 100px; padding-bottom: 160px; }
  .loan-half-section { padding: 66px; }

  /*--------------- compare credit card  ---------- */
  .expandable-info .card { min-height: inherit; }

  /*--------------- compare personal loan card  ---------- */
  .compare-personal-loan-table .table>tbody>tr>td { padding: 6px; }
  .compare-personal-loan-title { font-size: 13px; font-weight: 600; display: block; width: 148px; }
  .expandable-info .card { min-height: inherit; }

  /*--------------- compare student loan card  ---------- */
  .compare-student-loan-table .table>tbody>tr>td { padding: 6px; }
  .compare-student-loan-title { font-size: 13px; font-weight: 600; display: block; width: 148px; }
  .expandable-info .card { min-height: inherit; }

  /*--------------- card landing page  ---------- */
  .header-wide .lead, .header-wide .lead { font-size: 21px; }
  .card-benefit-tabs .st-tabs .nav-link { display: block; padding: 16px 8px; }
  .card-benefit-tabs .st-tabs a { font-size: 12px; }

  /*--------------- Index - 9 bank borrow  ---------- */
  .overlay-section { margin-top: 0px; }
  .overlay-section .card { margin-bottom: 20px; }
  .post-caption-content h3 {
    font-size: 12px;
    line-height: 18px;}
}
@media only screen and (max-width:460px) {

  /*--------------- slider for mobile view ( for mobile view  )---------- */
  .slider-captions { position: absolute; bottom: 10px; text-align: center; width: 100%; }
  .slider-title { color: #fff; font-size: 18px; text-transform: uppercase; font-weight: 700; line-height: 26px; }
  .slider .owl-prev { position: absolute; left: 0px; top: 30%; left: 0px; }
  .slider .owl-next { position: absolute; right: 0px; top: 30%; right: 0px; }
  .rate-icon { float: none; }
  .rate-counter-block { text-align: center; }
  .loan-rate { font-size: 24px; }
  .widget-share { background-color: #fff; padding: 14px; position: absolute; top: 0px; right: 0px; }
  .search-nav { display: none; }
  .top-text { padding-left: 14px; }
  .header-action { text-align: center; }
  .rate-badge { display: none; }
  .video-play { left: 39%; }

  /*--------------- index-6 ---------- */
  .lead-hero-caption { padding-top: 0px; }

  /*--------------- index-7 ---------- */
  #navigation { margin-top: 18px; }
  .hero-tab-block { padding-top: 91px; padding-bottom: 100px; }

  /*--------------- index-8 ---------- */
  .refinance-rate-block-title { font-size: 24px; }
  .refinance-hero-block { padding-top: 44px; }

  /*--------------- compare credit card  ---------- */
  .compare-table .table>tbody>tr>td { padding: 10px; }
  .compare-card-title { font-size: 13px; font-weight: 600; display: block; width: 148px; }
  .expandable-info .card { min-height: inherit; }

  /*--------------- compare personal loan card  ---------- */
  .compare-personal-loan-table .table>tbody>tr>td { padding: 10px; }
  .compare-personal-loan-title { font-size: 13px; font-weight: 600; display: block; width: 148px; }
  .expandable-info .card { min-height: inherit; }

  /*--------------- compare student loan card  ---------- */
  .compare-student-loan-table .table>tbody>tr>td { padding: 10px; }
  .compare-student-loan-title { font-size: 13px; font-weight: 600; display: block; width: 148px; }
  .expandable-info .card { min-height: inherit; }

  /*--------------- card landing page  ---------- */
  .card-benefit-tabs .st-tabs .nav-link { display: block; padding: 16px 58px; border: 1px solid #f6f9ff; border-radius: 5px; background-color: #f6f9ff; margin-bottom: 8px; margin-right: 10px; }
  .header-wide .lead, .header-wide .lead { font-size: 13px; }
  .card-hero-section { padding-top: 60px; padding-bottom: 60px; }

  /*--------------- Index - 9 bank borrow  ---------- */
  .overlay-section { margin-top: 0px; }
  .overlay-section .card { margin-bottom: 20px; }
  .hover-tabs.st-tabs .nav-link { display: block; padding: 0px 39px 3px 0px; }
  .quick-info span:nth-child(2){display: none;}
/*--------------- borrow-life-saving  ---------- */
.bank-account-tabs.st-tabs .nav-link {
    
    padding: 16px 57px;
}

}
@media only screen and (max-width:320px) {

  /*--------------- slider for mobile view ( for mobile view  )---------- */
  .slider-captions { position: absolute; bottom: 18px; text-align: center; width: 100%; }
  .slider-title { color: #fff; font-size: 18px; text-transform: uppercase; font-weight: 700; line-height: 26px; }
  .slider .owl-prev { position: absolute; left: 0px; top: 30%; left: 0px; }
  .slider .owl-next { position: absolute; right: 0px; top: 30%; right: 0px; }
  .rate-icon { float: none; }
  .rate-counter-block { text-align: center; }
  .loan-rate { font-size: 24px; }
  .widget-share { background-color: #fff; padding: 14px; position: absolute; top: 0px; right: 0px; }
  .search-nav { display: none; }
}
/* ==========================================
   Heritage Capital Trust homepage redesign (bank-first)
   ========================================== */
.hero {
        background: linear-gradient(155deg, #0A1C30 0%, #0A1C30 75%, #C6A15B 100%);
    padding: 56px 0 90px;
    position: relative;
    overflow: hidden;
}
.hero:before {
    content: "";
    position: absolute;
    right: -160px;
    top: -160px;
    width: 480px;
    height: 480px;
    border-radius: 50%;
    background: rgba(255,255,255,.06);
}
.hero-title { color: #fff; font-size: clamp(32px, 2.8vw, 40px); font-weight: 700; line-height: 1.14; margin-bottom: 20px; }
.hero-subtitle { color: rgba(255,255,255,.92); font-size: 19px; line-height: 1.7; margin-bottom: 26px; max-width: 480px; }
.hero-points { list-style: none; margin: 0 0 30px; padding: 0; }
.hero-points li { color: #fff; font-size: 15px; margin-bottom: 10px; }
.hero-points li i { color: #C6A15B; margin-right: 10px; }
.hero-actions { margin: 0 -10px 10px 0; }
.hero-actions .btn { margin: 0 10px 10px 0; padding: 16px 34px; }
.hero .btn-primary { background-color: #C6A15B; color: #0A1C30; border: 2px solid #C6A15B; }
.hero .btn-primary:hover, .hero .btn-primary:focus { background-color: #A68142; border-color: #A68142; color: #fff; }
.hero .btn-default { background-color: transparent; color: #fff; border: 2px solid rgba(255,255,255,.75); }
.hero .btn-default:hover, .hero .btn-default:focus { background-color: #fff; border-color: #fff; color: #0A1C30; }
.hero-visual { position: relative; min-height: 400px; padding: 20px 0; }
.bank-card {
    width: 380px;
    max-width: 100%;
    min-height: 220px;
    margin: 0 auto;
    border-radius: 20px;
    background: linear-gradient(120deg, #0A1C30 0%, #0A1C30 45%, #C6A15B 100%);
    box-shadow: 0 30px 60px rgba(10,28,48,.35);
    padding: 26px 28px;
    position: relative;
    z-index: 2;
    overflow: hidden;
    color: #fff;
    -webkit-transition: -webkit-transform .3s ease, box-shadow .3s ease;
    transition: transform .3s ease, box-shadow .3s ease;
}
.bank-card:hover { -webkit-transform: translateY(-6px); transform: translateY(-6px); box-shadow: 0 38px 70px rgba(10,28,48,.45); }
.bank-card:before {
    content: "";
    position: absolute;
    right: -70px;
    top: -110px;
    width: 260px;
    height: 260px;
    border-radius: 50%;
    background: rgba(255,255,255,.08);
}
.bank-card:after {
    content: "";
    position: absolute;
    right: -30px;
    bottom: -90px;
    width: 200px;
    height: 200px;
    border-radius: 50%;
    background: rgba(15, 42, 68,.35);
}
.bank-card-top { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: justify; -ms-flex-pack: justify; justify-content: space-between; -webkit-box-align: center; -ms-flex-align: center; align-items: center; margin-bottom: 30px; position: relative; z-index: 1; }
.bank-card-brand { font-size: 17px; font-weight: 600; letter-spacing: 1px; color: #fff; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; }
.bank-card-brand i { color: #C6A15B; margin-right: 9px; font-size: 15px; }
.bank-card-brand img { height: 20px; width: auto; margin-right: 8px; -webkit-filter: drop-shadow(0 1px 2px rgba(0,0,0,.25)); filter: drop-shadow(0 1px 2px rgba(0,0,0,.25)); }
.bank-card-signal { font-size: 22px; color: rgba(255,255,255,.85); -webkit-transform: rotate(90deg); -ms-transform: rotate(90deg); transform: rotate(90deg); }
.bank-card-chip {
    width: 46px;
    height: 34px;
    border-radius: 7px;
    background: linear-gradient(135deg, #f4d58c, #c9992e 60%, #a87d1f);
    margin-bottom: 22px;
    position: relative;
    z-index: 1;
    box-shadow: inset 0 1px 3px rgba(255,255,255,.4), 0 2px 6px rgba(0,0,0,.25);
}
.bank-card-chip:after {
    content: "";
    position: absolute;
    left: 50%;
    top: 6px;
    bottom: 6px;
    width: 1px;
    background: rgba(120,80,0,.55);
}
.bank-card-number { font-size: 20px; letter-spacing: 4px; color: #fff; font-weight: 600; margin-bottom: 26px; position: relative; z-index: 1; text-shadow: 0 1px 2px rgba(0,0,0,.2); }
.bank-card-bottom { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: justify; -ms-flex-pack: justify; justify-content: space-between; -webkit-box-align: end; -ms-flex-align: end; align-items: flex-end; font-size: 10px; letter-spacing: 1.5px; color: rgba(255,255,255,.75); text-transform: uppercase; position: relative; z-index: 1; }
.bank-card-bottom strong { display: block; font-size: 13px; letter-spacing: 1px; color: #fff; font-weight: 600; margin-top: 3px; }
.bank-card-network { font-size: 30px; color: #fff; line-height: 1; }
.bank-widget {
    position: absolute;
    left: 4%;
    bottom: 0;
    z-index: 3;
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 18px 40px rgba(10,28,48,.22);
    padding: 18px 22px;
    min-width: 210px;
}
.bank-widget h4 { font-size: 13px; color: #1E2A36; text-transform: uppercase; letter-spacing: 1px; margin: 0 0 4px; font-weight: 500; }
.bank-widget-amount { font-size: 28px; font-weight: 600; color: #0A1C30; margin: 0 0 6px; }
.bank-widget-meta { font-size: 13px; color: #1E2A36; margin: 0; }
.bank-trend { color: #0F2A44; font-weight: 600; margin-right: 4px; }
.bank-tile {
    position: absolute;
    right: 2%;
    top: 0;
    z-index: 3;
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 18px 40px rgba(10,28,48,.22);
    padding: 14px 18px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
}
.bank-tile i { font-size: 22px; color: #C6A15B; margin-right: 12px; }
.bank-tile strong { display: block; font-size: 14px; color: #1E2A36; }
.bank-tile small { font-size: 12px; color: #1E2A36; }

/* trust metrics */
.rate-table { margin-top: 0; border-top: 0; border-bottom: 0; box-shadow: 0 10px 30px rgba(10, 28, 48,.06); }
.rate-counter-block { padding-top: 28px; padding-bottom: 28px; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; }
.rate-counter-block:last-child { border-right: 0; }
.rate-icon { float: none; padding: 0 20px 0 0; }
.rate-icon .icon { font-size: 44px; color: #C6A15B; line-height: 1; }
.home .rate-table .loan-rate { color: #0A1C30; }
.home .section-title h1 { color: #0A1C30; }
.home .service-block .title { color: #0A1C30; }
.home .capital-title { color: #0A1C30; }
.home .loan-product h3 a, .home .service-block h2 a { color: inherit; }
.home .bg-light { background-color: #F6F4EE; }
.home .service-block { height: calc(100% - 30px); display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; -webkit-box-align: start; -ms-flex-align: start; align-items: flex-start; }
.home .service-block .icon { font-size: 68px; line-height: 1; margin-bottom: 24px; }
.home .service-block .fa { font-size: 68px; line-height: 1; }
.home .service-block i.fa:before, .home .service-block .fa:before { font-family: "FontAwesome"; }
.home .service-block h2 { margin-bottom: 12px; }

/* why heritage checklist */
.check-list { list-style: none; margin: 0; padding: 0; }
.check-list li { background-color: #fff; border: 1px solid #D9D0BF; border-left: 4px solid #0F2A44; border-radius: 6px; padding: 22px 26px; margin-bottom: 18px; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; }
.check-list i { font-size: 22px; color: #C6A15B; margin-right: 18px; }
.check-list h4 { margin: 0 0 2px; color: #0A1C30; font-size: 18px; }
.check-list p { margin: 0; color: #1E2A36; font-size: 14px; }

/* security */
.security-tile { background-color: #fff; border: 1px solid #D9D0BF; border-radius: 6px; padding: 40px 30px; text-align: center; margin-bottom: 30px; height: calc(100% - 30px); }
.security-tile .icon { font-size: 46px; color: #C6A15B; line-height: 1; margin-bottom: 18px; display: block; }
.security-tile h3 { font-size: 20px; margin: 0 0 10px; color: #0A1C30; }
.security-tile p { color: #1E2A36; font-size: 14px; margin: 0; }

/* personal & business banking */
.banking-panel { background-color: #fff; border: 1px solid #D9D0BF; border-radius: 6px; padding: 46px 42px; margin-bottom: 30px; height: calc(100% - 30px); }
.banking-panel .icon { font-size: 44px; color: #C6A15B; line-height: 1; margin-bottom: 20px; display: block; }
.banking-panel h3 { font-size: 24px; margin-bottom: 12px; color: #0A1C30; }
.banking-panel p { color: #1E2A36; margin-bottom: 24px; }
.banking-panel ul { list-style: none; margin: 0 0 26px; padding: 0; }
.banking-panel ul li { color: #1E2A36; margin-bottom: 10px; font-size: 15px; }
.banking-panel ul li i { color: #0F2A44; margin-right: 10px; }

/* loan product tiles */
.loan-product { display: block; text-align: center; background: #fff; border: 1px solid #D9D0BF; border-radius: 6px; padding: 36px 24px; margin-bottom: 30px; height: calc(100% - 30px); -webkit-transition: all .25s ease; transition: all .25s ease; }
.loan-product:hover { border-color: #0F2A44; box-shadow: 0 14px 30px rgba(10, 28, 48,.12); }
.loan-product .icon { font-size: 42px; color: #C6A15B; line-height: 1; margin-bottom: 16px; display: block; }
.loan-product h3 { font-size: 20px; margin-bottom: 8px; color: #0A1C30; }
.loan-product p { color: #1E2A36; font-size: 14px; margin: 0; }

/* final CTA */
.cta-section { background-color: #0A1C30; background-image: radial-gradient(circle at 88% 12%, rgba(198,161,91,.22), rgba(198,161,91,0) 46%); border-top: 2px solid #C6A15B; }
.cta-section h1, .cta-section p { color: #fff; }
.cta-section .btn-default { background-color: #fff; color: #0A1C30; border: 2px solid #0A1C30; }
.cta-section .btn-default:hover, .cta-section .btn-default:focus { background-color: #0A1C30; color: #fff; }

/* testimonials on homepage */
.home .bg-default { background-color: #0A1C30; }
.home .bg-default .testimonial-name { color: #fff; }
.home .bg-default .testimonial-meta { color: #8A96A6; }

/* header on homepage � modern fintech navbar */
.home .utility-bar {
    background-color: #0A1C30;
    color: #D9D0BF;
    font-size: 12px;
    letter-spacing: .3px;
}
.home .utility-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    height: 36px;
}
.home .utility-tagline { color: #8A96A6; }
.home .utility-links a { color: #D9D0BF; text-decoration: none; margin-left: 18px; -webkit-transition: color .2s ease; -moz-transition: color .2s ease; -ms-transition: color .2s ease; -o-transition: color .2s ease; transition: color .2s ease; }
.home .utility-links a:hover { color: #C6A15B; }
.home .utility-links .utility-sep { color: #1E2A36; margin-left: 18px; }
.home .header {
    background-color: #ffffff;
    padding: 0;
    -webkit-box-shadow: 0 1px 3px rgba(10, 28, 48, 0.08);
    box-shadow: 0 1px 3px rgba(10, 28, 48, 0.08);
    border-bottom: 1px solid #F6F4EE;
}
.home .home-nav {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    height: 72px;
    position: relative;
}
.home .home-nav .logo { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; -webkit-box-flex: 0; -ms-flex: 0 0 auto; flex: 0 0 auto; margin-right: 20px; }
.home .home-nav .logo img { height: 48px; width: auto; }
.home #navigation { float: none; margin: 0; -webkit-box-flex: 1; -ms-flex: 1; flex: 1; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; }
.home #navigation>ul { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; gap: 2px; }
.home #navigation>ul>li { float: none; }
.home #navigation>ul>li>a {
    padding: 9px 13px;
    font-size: 14px;
    text-transform: none;
    letter-spacing: 0;
    color: #1E2A36;
    font-weight: 500;
    border-radius: 6px;
    line-height: 22px;
    -webkit-transition: color .2s ease, background-color .2s ease;
    -moz-transition: color .2s ease, background-color .2s ease;
    -ms-transition: color .2s ease, background-color .2s ease;
    -o-transition: color .2s ease, background-color .2s ease;
    transition: color .2s ease, background-color .2s ease;
}
.home #navigation>ul>li:hover>a, .home #navigation>ul>li.active>a { color: #0F2A44; background-color: #F3EAD3; }
.home #navigation>ul>li.has-sub>a { padding-right: 27px; }
.home #navigation>ul>li.has-sub>a:before { right: 12px; font-size: 11px; color: #8A96A6; }
.home #navigation>ul>li.has-sub:hover>a:before { color: #0F2A44; }
.home #navigation>ul>li.has-sub:after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    height: 16px;
    z-index: 1;
}

/* dropdown cards */
.home #navigation ul ul {
    position: absolute;
    left: -9999px;
    top: calc(100% + 8px);
    background: #ffffff;
    border-radius: 10px;
    -webkit-box-shadow: 0 12px 32px rgba(10, 28, 48, 0.14);
    box-shadow: 0 12px 32px rgba(10, 28, 48, 0.14);
    border: 1px solid #F6F4EE;
    padding: 8px;
    min-width: 240px;
    z-index: 2;
}
.home #navigation li:hover>ul { left: auto; }
.home #navigation ul ul li { height: auto; opacity: 1; }
.home #navigation li:hover>ul>li { height: auto; }
.home #navigation ul ul li a {
    border-bottom: 0;
    padding: 9px 14px;
    width: 100%;
    font-size: 14px;
    text-transform: none;
    letter-spacing: 0;
    color: #1E2A36;
    font-weight: 500;
    background: transparent;
    border-radius: 8px;
}
.home #navigation ul ul li a:hover, .home #navigation ul ul li:hover>a { color: #0F2A44; background-color: #F3EAD3; }

/* header actions */
.home .header-action { margin: 0; -webkit-box-flex: 0; -ms-flex: 0 0 auto; flex: 0 0 auto; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; gap: 10px; }
.home .header-action .btn {
    padding: 11px 22px;
    font-size: 14px;
    line-height: 18px;
    letter-spacing: .3px;
    text-transform: none;
    border-radius: 0;
    font-weight: 600;
}
.home .header-action .btn-primary { background-color: #0F2A44; border: 1px solid #0F2A44; }
.home .header-action .btn-primary:hover, .home .header-action .btn-primary:focus { background-color: #0F2A44; border-color: #0F2A44; }
.home .header-action .btn-login { background-color: #ffffff; color: #0A1C30; border: 1px solid #D9D0BF; }
.home .header-action .btn-login:hover, .home .header-action .btn-login:focus { background-color: #F3EAD3; border-color: #0A1C30; color: #0A1C30; }

/* mobile menu */
.home #navigation.small-screen #menu-button {
    position: absolute;
    right: 0;
    top: -60px;
    width: 44px;
    height: 44px;
    padding: 0;
    margin: 0;
    color: #0A1C30;
    font-size: 0;
    border-top: 0;
    z-index: 100;
}
.home #navigation.small-screen #menu-button:before { position: absolute; top: 16px; right: 6px; width: 24px; height: 2px; background: #0A1C30; }
.home #navigation.small-screen #menu-button:after { position: absolute; top: 22px; right: 6px; height: 8px; width: 24px; border-top: 2px solid #0A1C30; border-bottom: 2px solid #0A1C30; background: transparent; }
.home #navigation.small-screen #menu-button.menu-opened:before { top: 22px; width: 18px; height: 2px; background: #0A1C30; -webkit-transform: rotate(45deg); -moz-transform: rotate(45deg); -ms-transform: rotate(45deg); -o-transform: rotate(45deg); transform: rotate(45deg); }
.home #navigation.small-screen #menu-button.menu-opened:after { top: 22px; height: 2px; width: 18px; border: 0; background: #0A1C30; -webkit-transform: rotate(-45deg); -moz-transform: rotate(-45deg); -ms-transform: rotate(-45deg); -o-transform: rotate(-45deg); transform: rotate(-45deg); }
.home #navigation.small-screen>ul { margin-top: 0; padding: 10px 0; }
.home #navigation.small-screen ul li { border-top: 1px solid #F6F4EE; }
.home #navigation.small-screen ul li a, .home #navigation.small-screen ul ul li a {
    width: 100%;
    border-bottom: 0;
    font-size: 15px;
    text-transform: none;
    letter-spacing: 0;
    color: #1E2A36;
    font-weight: 500;
    padding: 14px 8px;
    background: transparent;
}
.home #navigation.small-screen ul li.active>a, .home #navigation.small-screen ul li:hover>a { color: #0F2A44; }
.home #navigation.small-screen ul ul li a { color: #1E2A36; padding-left: 24px; }
.home #navigation.small-screen>ul>li.has-sub:after { display: none; }
.home #navigation.small-screen .submenu-button { border-left: 1px solid #F6F4EE; }
.home #navigation.small-screen .submenu-button.submenu-opened { background: #0F2A44; }

/* mobile CTA row inside the menu panel */
.home #navigation .menu-cta-item { display: none; }
.home #navigation.small-screen .menu-cta-item { display: block; padding: 8px 16px 16px; }
.home #navigation.small-screen .menu-cta-item a {
    display: block;
    width: 100%;
    padding: 11px 20px;
    font-size: 14px;
    font-weight: 600;
    line-height: 18px;
    letter-spacing: .3px;
    text-align: center;
    text-transform: none;
    border-radius: 0;
    margin-top: 8px;
    -webkit-transition: background-color .2s ease, border-color .2s ease, color .2s ease;
    -moz-transition: background-color .2s ease, border-color .2s ease, color .2s ease;
    -ms-transition: background-color .2s ease, border-color .2s ease, color .2s ease;
    -o-transition: background-color .2s ease, border-color .2s ease, color .2s ease;
    transition: background-color .2s ease, border-color .2s ease, color .2s ease;
}
.home #navigation.small-screen .menu-cta-item a.btn-login { background-color: #ffffff; color: #0A1C30; border: 1px solid #D9D0BF; }
.home #navigation.small-screen .menu-cta-item a.btn-login:hover { background-color: #F3EAD3; border-color: #0A1C30; }
.home #navigation.small-screen .menu-cta-item a.btn-primary { background-color: #0F2A44; color: #ffffff; border: 1px solid #0F2A44; }
.home #navigation.small-screen .menu-cta-item a.btn-primary:hover { background-color: #0F2A44; border-color: #0F2A44; }

@media (max-width: 1199px) {
    .home .home-nav { height: 64px; }
    .home .utility-tagline { display: none; }
    .home .utility-inner { -webkit-box-pack: end; -ms-flex-pack: end; justify-content: flex-end; }
    .home .utility-links a { margin-left: 12px; }
    .home #navigation.small-screen { position: static; width: auto; -webkit-box-flex: 0; -ms-flex: 0 0 auto; flex: 0 0 auto; }
    .home #navigation.small-screen #menu-button { position: relative; top: auto; right: auto; margin-left: auto; }
    .home #navigation.small-screen>ul {
        position: absolute;
        left: 0;
        right: 0;
        top: 100%;
        margin: 0;
        background: #ffffff;
        z-index: 99;
        display: block;
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -webkit-flex-direction: column;
        -ms-flex-direction: column;
        flex-direction: column;
        max-height: calc(100vh - 130px);
        overflow-y: auto;
    }
}

/* tablet: keep Login/Open Account visible in the header bar, hide the in-panel CTA */
@media (max-width: 1199px) and (min-width: 768px) {
    .home .header-action { display: -webkit-box; display: -ms-flexbox; display: flex; }
    .home .header-action .btn { padding: 9px 18px; font-size: 13px; }
    .home #navigation.small-screen { margin-left: auto; }
    .home #navigation.small-screen .menu-cta-item { display: none; }
}

/* phone: header bar shows only logo + hamburger; CTA moves inside the panel */
@media (max-width: 767px) {
    .home .header-action { display: none; }
}

@media (max-width: 991px) {
    .hero { padding: 40px 0 70px; }
    .hero-title { font-size: clamp(26px, 8vw, 34px); }
    .hero-visual { margin-top: 40px; min-height: 340px; }
    .bank-widget { left: 8%; }
    .bank-tile { right: 6%; }
}

/* hero-title uses clamp(32px, 2.8vw, 40px) so the two-line headline
   ("A More Thoughtful Way" / "To Bank.") never re-wraps at any width */

/* ==========================================
   Branded interior page header (all inner pages)
   ========================================== */
.home .home-page-header {
    padding: 70px 0 60px;
    min-height: auto;
    background: -moz-linear-gradient(120deg, rgba(10, 28, 48, 0.92), rgba(15, 42, 68, 0.85));
    background: -webkit-linear-gradient(120deg, rgba(10, 28, 48, 0.92), rgba(15, 42, 68, 0.85));
    background: linear-gradient(120deg, rgba(10, 28, 48, 0.92), rgba(15, 42, 68, 0.85));
    background-color: #0A1C30;
    border-bottom: 1px solid #F6F4EE;
}
.home .home-page-header .breadcrumb { background-color: transparent; padding: 0; font-size: 12px; text-transform: uppercase; color: #C6A15B; font-weight: 700; margin-bottom: 0; }
.home .home-page-header .breadcrumb>li a { color: #C6A15B; }
.home .home-page-header .breadcrumb>li a:hover { color: #ffffff; }
.home .home-page-header .breadcrumb>.active { color: #ffffff; }
.home .home-page-header .breadcrumb>li+li:before { padding: 0 5px; color: #C6A15B; content: "/\00a0"; }
.home .home-page-title { margin: 14px 0 10px; color: #ffffff; font-size: 38px; font-weight: 700; line-height: 1.2; }
.home .home-page-lead { margin: 0; color: #D9D0BF; font-size: 16px; line-height: 1.6; max-width: 660px; }

.home .home-section .wrapper-content { -webkit-box-shadow: 0 1px 3px rgba(10, 28, 48, 0.08); box-shadow: 0 1px 3px rgba(10, 28, 48, 0.08); }

/* branch location cards */
.home .branch-card {
    border: 1px solid #F6F4EE;
    border-radius: 14px;
    -webkit-box-shadow: 0 2px 10px rgba(10, 28, 48, 0.05);
    box-shadow: 0 2px 10px rgba(10, 28, 48, 0.05);
    margin-bottom: 30px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    height: calc(100% - 30px);
    overflow: hidden;
}
.home .branch-card-head {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: 12px;
    padding: 20px 20px 16px;
    background: #F3EAD3;
    border-bottom: 1px solid #F6F4EE;
}
.home .branch-card-head i { font-size: 20px; color: #0F2A44; }
.home .branch-card-head h3 { margin: 0; font-size: 18px; font-weight: 600; color: #0A1C30; }
.home .branch-card-body { padding: 16px 20px; -webkit-box-flex: 1; -ms-flex: 1; flex: 1; }
.home .branch-card-body .branch-detail li { font-size: 14px; color: #1E2A36; margin-bottom: 10px; }
.home .branch-card-body .branch-detail li i { color: #0F2A44; margin-right: 8px; width: 16px; text-align: center; }
.home .branch-card-foot {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    gap: 12px;
    padding: 16px 20px 20px;
    border-top: 1px solid #F6F4EE;
}
.home .branch-card-foot .btn { padding: 10px 18px; font-size: 14px; border-radius: 0; font-weight: 600; text-transform: none; letter-spacing: .3px; background-color: #0F2A44; border: 1px solid #0F2A44; color: #ffffff; }
.home .branch-card-foot .btn:hover { background-color: #0F2A44; border-color: #0F2A44; }
.home .branch-card-foot .btn-link { font-size: 14px; color: #0A1C30; font-weight: 500; }
.home .branch-card-foot .btn-link:hover { color: #0F2A44; }

/* CTA band */
.home .home-cta-band {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    gap: 24px;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    margin-top: 10px;
    padding: 32px;
    border-radius: 14px;
    background: -moz-linear-gradient(120deg, #0A1C30, #0F2A44);
    background: -webkit-linear-gradient(120deg, #0A1C30, #0F2A44);
    background: linear-gradient(120deg, #0A1C30, #0F2A44);
    color: #ffffff;
}
.home .home-cta-band h3 { margin: 0 0 6px; font-size: 24px; font-weight: 600; color: #ffffff; }
.home .home-cta-band p { margin: 0; color: #D9D0BF; font-size: 15px; }
.home .home-cta-band .cta-band-actions { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; gap: 12px; -webkit-box-flex: 0; -ms-flex: 0 0 auto; flex: 0 0 auto; }
.home .home-cta-band .cta-band-actions .btn { padding: 11px 22px; font-size: 14px; font-weight: 600; border-radius: 0; text-transform: none; letter-spacing: .3px; }
.home .home-cta-band .btn-primary { background-color: #ffffff; border: 1px solid #ffffff; color: #0A1C30; }
.home .home-cta-band .btn-primary:hover { background-color: #F3EAD3; border-color: #F3EAD3; }
.home .home-cta-band .btn-outline-light { background-color: transparent; border: 1px solid #D9D0BF; color: #ffffff; }
.home .home-cta-band .btn-outline-light:hover { background-color: rgba(255, 255, 255, 0.1); border-color: #ffffff; }

@media (max-width: 767px) {
    .home .home-page-title { font-size: 30px; }
    .home .home-cta-band { padding: 24px; }
    .home .home-cta-band .cta-band-actions { width: 100%; }
    .home .home-cta-band .cta-band-actions .btn { -webkit-box-flex: 1; -ms-flex: 1; flex: 1; text-align: center; }
    .home .branch-card-foot { -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; -webkit-box-align: start; -ms-flex-align: start; align-items: flex-start; }
}

/* branded interior content blocks */
.home .home-intro { font-size: 16px; line-height: 1.7; color: #1E2A36; max-width: 980px; margin-bottom: 10px; }
.home .home-feature-card {
    border: 1px solid #F6F4EE;
    border-radius: 14px;
    padding: 28px 24px;
    margin-bottom: 30px;
    background: #ffffff;
    -webkit-box-shadow: 0 2px 10px rgba(10, 28, 48, 0.05);
    box-shadow: 0 2px 10px rgba(10, 28, 48, 0.05);
    height: calc(100% - 30px);
}
.home .home-feature-icon {
    width: 52px;
    height: 52px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    border-radius: 12px;
    background: #F3EAD3;
    color: #0F2A44;
    font-size: 22px;
    margin-bottom: 18px;
}
.home .home-feature-card h3 { font-size: 18px; font-weight: 600; color: #0A1C30; margin: 0 0 8px; }
.home .home-feature-card p { font-size: 14px; line-height: 1.6; color: #1E2A36; margin: 0; }
.home .home-benefits {
    border: 1px solid #F6F4EE;
    border-radius: 14px;
    background: #F3EAD3;
    padding: 28px;
    margin-bottom: 40px;
}
.home .home-benefits h3 { font-size: 20px; font-weight: 600; color: #0A1C30; margin: 0 0 16px; }
.home .home-benefits .home-bullets { margin: 0; }
.home .home-benefits .home-bullets li {
    font-size: 15px;
    color: #3a3228;
    padding: 8px 0;
    border-bottom: 1px solid #F6F4EE;
}
.home .home-benefits .home-bullets li:last-child { border-bottom: 0; }
.home .home-benefits .home-bullets li i { color: #0F2A44; margin-right: 10px; }

/* branded card product listing */
.home .home-section-title { font-size: 24px; font-weight: 600; color: #0A1C30; margin: 0 0 26px; }
.home .card-product {
    border: 1px solid #F6F4EE;
    border-radius: 14px;
    background: #ffffff;
    -webkit-box-shadow: 0 2px 10px rgba(10, 28, 48, 0.05);
    box-shadow: 0 2px 10px rgba(10, 28, 48, 0.05);
    margin-bottom: 30px;
    overflow: hidden;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    height: calc(100% - 30px);
}
.home .card-product-display {
    background: -moz-linear-gradient(135deg, #F3EAD3 0%, #EAF2F8 100%);
    background: -webkit-linear-gradient(135deg, #F3EAD3 0%, #EAF2F8 100%);
    background: linear-gradient(135deg, #F3EAD3 0%, #EAF2F8 100%);
    padding: 30px 24px 28px;
    text-align: center;
    border-bottom: 1px solid #F6F4EE;
}
.home .cd-card {
    width: 252px;
    max-width: 100%;
    min-height: 156px;
    margin: 0 auto;
    border-radius: 16px;
    padding: 18px 20px 16px;
    position: relative;
    overflow: hidden;
    color: #ffffff;
    text-align: left;
    -webkit-box-shadow: 0 18px 36px rgba(10, 28, 48, .18);
    box-shadow: 0 18px 36px rgba(10, 28, 48, .18);
    display: block;
}
.home .cd-card-debit { background: -moz-linear-gradient(120deg, #0F2A44 0%, #0F2A44 55%, #0F2A44 100%); background: -webkit-linear-gradient(120deg, #0F2A44 0%, #0F2A44 55%, #0F2A44 100%); background: linear-gradient(120deg, #0F2A44 0%, #0F2A44 55%, #0F2A44 100%); }
.home .cd-card-credit { background: -moz-linear-gradient(120deg, #0A1C30 0%, #0A1C30 45%, #C6A15B 100%); background: -webkit-linear-gradient(120deg, #0A1C30 0%, #0A1C30 45%, #C6A15B 100%); background: linear-gradient(120deg, #0A1C30 0%, #0A1C30 45%, #C6A15B 100%); }
.home .cd-card-premium { background: -moz-linear-gradient(120deg, #0A1C30 0%, #0A1C30 60%, #0F2A44 100%); background: -webkit-linear-gradient(120deg, #0A1C30 0%, #0A1C30 60%, #0F2A44 100%); background: linear-gradient(120deg, #0A1C30 0%, #0A1C30 60%, #0F2A44 100%); border: 1px solid rgba(212, 175, 55, .55); }
.home .cd-card-virtual { background: -moz-linear-gradient(120deg, #0F2A44 0%, #0F2A44 55%, #0F2A44 100%); background: -webkit-linear-gradient(120deg, #0F2A44 0%, #0F2A44 55%, #0F2A44 100%); background: linear-gradient(120deg, #0F2A44 0%, #0F2A44 55%, #0F2A44 100%); border: 1px dashed rgba(255, 255, 255, .45); }
.home .cd-card:before { content: ""; position: absolute; right: -45px; top: -65px; width: 150px; height: 150px; border-radius: 50%; background: rgba(255, 255, 255, .09); }
.home .cd-card:after { content: ""; position: absolute; right: -18px; bottom: -50px; width: 110px; height: 110px; border-radius: 50%; background: rgba(15, 42, 68, .35); }
.home .cd-card-premium:before { background: rgba(255, 255, 255, .06); }
.home .cd-card-premium:after { background: rgba(212, 175, 55, .16); }
.home .cd-card-top { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: justify; -ms-flex-pack: justify; justify-content: space-between; -webkit-box-align: center; -ms-flex-align: center; align-items: center; margin-bottom: 15px; position: relative; z-index: 1; }
.home .cd-card-brand { font-size: 12px; font-weight: 600; letter-spacing: .6px; color: #ffffff; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; }
.home .cd-card-brand img { height: 15px; width: auto; margin-right: 6px; -webkit-filter: drop-shadow(0 1px 2px rgba(0, 0, 0, .25)); filter: drop-shadow(0 1px 2px rgba(0, 0, 0, .25)); }
.home .cd-card-signal { font-size: 15px; color: rgba(255, 255, 255, .85); -webkit-transform: rotate(90deg); -ms-transform: rotate(90deg); transform: rotate(90deg); }
.home .cd-card-chip { width: 34px; height: 26px; border-radius: 6px; background: -moz-linear-gradient(135deg, #f4d58c, #c9992e 60%, #a87d1f); background: -webkit-linear-gradient(135deg, #f4d58c, #c9992e 60%, #a87d1f); background: linear-gradient(135deg, #f4d58c, #c9992e 60%, #a87d1f); margin-bottom: 13px; position: relative; z-index: 1; -webkit-box-shadow: inset 0 1px 3px rgba(255, 255, 255, .4), 0 2px 6px rgba(0, 0, 0, .25); box-shadow: inset 0 1px 3px rgba(255, 255, 255, .4), 0 2px 6px rgba(0, 0, 0, .25); }
.home .cd-card-chip:after { content: ""; position: absolute; left: 50%; top: 5px; bottom: 5px; width: 1px; background: rgba(120, 80, 0, .55); }
.home .cd-card-number { font-size: 13px; letter-spacing: 2.5px; color: #ffffff; font-weight: 600; margin-bottom: 13px; position: relative; z-index: 1; text-shadow: 0 1px 2px rgba(0, 0, 0, .2); }
.home .cd-card-bottom { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: justify; -ms-flex-pack: justify; justify-content: space-between; -webkit-box-align: end; -ms-flex-align: end; align-items: flex-end; font-size: 7px; letter-spacing: 1px; color: rgba(255, 255, 255, .75); text-transform: uppercase; position: relative; z-index: 1; }
.home .cd-card-bottom strong { display: block; font-size: 9.5px; letter-spacing: .6px; color: #ffffff; font-weight: 600; margin-top: 2px; }
.home .cd-card-network { font-size: 19px; color: #ffffff; line-height: 1; }
.home .cd-card-watermark { position: absolute; right: 10px; top: 50%; -webkit-transform: translateY(-50%); -ms-transform: translateY(-50%); transform: translateY(-50%); font-size: 42px; font-weight: 700; letter-spacing: 3px; color: rgba(255, 255, 255, .07); text-transform: uppercase; line-height: 1; z-index: 0; pointer-events: none; white-space: nowrap; }
.home .card-product-body {
    padding: 24px;
    -webkit-box-flex: 1;
    -ms-flex: 1;
    flex: 1;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
}
.home .card-product-badge {
    display: inline-block;
    -ms-flex-item-align: start;
    align-self: flex-start;
    background: #F3EAD3;
    color: #0F2A44;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .5px;
    padding: 4px 12px;
    border-radius: 100px;
    margin-bottom: 14px;
}
.home .card-product-name { font-size: 20px; font-weight: 600; color: #0A1C30; margin: 0 0 6px; }
.home .card-product-desc { font-size: 14px; line-height: 1.6; color: #1E2A36; margin: 0 0 16px; }
.home .card-product-features { margin: 0 0 20px; padding: 0; list-style: none; }
.home .card-product-features li { font-size: 14px; color: #3a3228; padding: 6px 0; border-bottom: 1px solid #F6F4EE; }
.home .card-product-features li:last-child { border-bottom: 0; }
.home .card-product-features li i { color: #0F2A44; margin-right: 8px; width: 14px; text-align: center; }
.home .card-product-cta {
    margin-top: auto;
    padding-top: 8px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    gap: 12px;
}
.home .card-product-cta .btn { padding: 10px 18px; font-size: 14px; font-weight: 600; border-radius: 0; text-transform: none; letter-spacing: .3px; }
.home .card-product-cta .btn-primary { background-color: #0F2A44; border: 1px solid #0F2A44; color: #ffffff; }
.home .card-product-cta .btn-primary:hover, .home .card-product-cta .btn-primary:focus { background-color: #0F2A44; border-color: #0F2A44; }
.home .card-product-cta .btn-link { font-size: 14px; color: #0A1C30; font-weight: 500; }
.home .card-product-cta .btn-link:hover { color: #0F2A44; }

.home .cd-card-compact { width: 168px; min-height: 104px; padding: 12px 14px 11px; border-radius: 12px; }
.home .cd-card-compact .cd-card-top { margin-bottom: 9px; }
.home .cd-card-compact .cd-card-brand { font-size: 9px; }
.home .cd-card-compact .cd-card-brand img { height: 11px; }
.home .cd-card-compact .cd-card-signal { font-size: 11px; }
.home .cd-card-compact .cd-card-chip { width: 22px; height: 17px; border-radius: 4px; margin-bottom: 8px; }
.home .cd-card-compact .cd-card-number { font-size: 8px; letter-spacing: 1.4px; margin-bottom: 8px; }
.home .cd-card-compact .cd-card-bottom { font-size: 5px; }
.home .cd-card-compact .cd-card-bottom strong { font-size: 6.5px; }
.home .cd-card-compact .cd-card-network { font-size: 13px; }
.home .cd-card-compact .cd-card-watermark { font-size: 24px; }

.home .home-compare-table { margin-bottom: 0; }
.home .home-compare-table thead th { color: #0A1C30; font-size: 13px; text-transform: uppercase; letter-spacing: 1px; border-bottom: 2px solid #0F2A44; background: #ffffff; }
.home .home-compare-table > tbody > tr > td, .home .home-compare-table > tbody > tr > th { border-top: none; border-bottom: 1px solid #F6F4EE; vertical-align: middle; padding: 18px 12px; color: #1E2A36; font-size: 14px; }
.home .home-compare-group-head th { background: #F3EAD3 !important; color: #0F2A44 !important; font-size: 13px !important; letter-spacing: 1.5px !important; text-transform: uppercase !important; padding: 10px 12px !important; border-bottom: 1px solid #DDF3EC !important; }
.home .home-compare-name { display: block; font-size: 15px; font-weight: 600; color: #0A1C30; margin-bottom: 6px; }
.home .home-compare-stars { font-size: 12px; color: #f5a623; margin-top: 6px; margin-bottom: 0; }
.home .home-compare-apply { margin-bottom: 6px; }
.home .home-expand { font-size: 13px; color: #0F2A44; font-weight: 500; }
.home .home-expand:hover, .home .home-expand:focus { color: #0A1C30; text-decoration: underline; }
.home .home-compare-details > td { background: #F3EAD3; padding: 0; }
.home .home-compare-details-inner { padding: 26px 18px; }
.home .home-compare-details-inner h4 { color: #0A1C30; font-size: 13px; text-transform: uppercase; letter-spacing: .5px; margin-bottom: 14px; font-weight: 600; }
.home .home-compare-details-inner .home-bullets { margin: 0; }
.home .home-compare-details-inner .home-bullets li { font-size: 13.5px; color: #1E2A36; margin-bottom: 6px; }
.home .home-compare-details-inner .home-bullets li i { color: #0F2A44; }
.home .home-compare-row { scroll-margin-top: 120px; }

.home .home-hero-stats { display: -webkit-box; display: -ms-flexbox; display: flex; -ms-flex-wrap: wrap; flex-wrap: wrap; gap: 16px; margin: 0 0 36px; }
.home .home-hero-stat { -webkit-box-flex: 1; -ms-flex: 1 1 0px; flex: 1 1 0; min-width: 190px; background: -moz-linear-gradient(135deg, #0A1C30 0%, #0A1C30 100%); background: -webkit-linear-gradient(135deg, #0A1C30 0%, #0A1C30 100%); background: linear-gradient(135deg, #0A1C30 0%, #0A1C30 100%); border-radius: 12px; padding: 22px 24px; color: #ffffff; }
.home .home-hero-stat-value { display: block; font-size: 30px; font-weight: 700; color: #C6A15B; line-height: 1.1; margin-bottom: 6px; }
.home .home-hero-stat-label { display: block; font-size: 12px; color: #D9D0BF; letter-spacing: .6px; text-transform: uppercase; }

.home .home-account-option { position: relative; border: 1px solid #F6F4EE; border-top: 4px solid #0F2A44; background: #ffffff; border-radius: 12px; padding: 28px 24px 26px; height: calc(100% - 30px); display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; -webkit-box-shadow: 0 1px 3px rgba(10, 28, 48, .06); box-shadow: 0 1px 3px rgba(10, 28, 48, .06); }
.home .home-account-option.featured { border-color: #CDE9E1; border-top: 4px solid #0A1C30; -webkit-box-shadow: 0 12px 28px rgba(10, 28, 48, .12); box-shadow: 0 12px 28px rgba(10, 28, 48, .12); }
.home .home-account-badge { position: absolute; top: 0; right: 20px; -webkit-transform: translateY(-50%); -ms-transform: translateY(-50%); transform: translateY(-50%); background: #0A1C30; color: #ffffff; font-size: 11px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; padding: 5px 12px; border-radius: 20px; }
.home .home-account-icon { width: 58px; height: 58px; border-radius: 14px; background: #F3EAD3; color: #0F2A44; font-size: 26px; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; margin-bottom: 18px; }
.home .home-account-option h3 { font-size: 20px; font-weight: 600; color: #0A1C30; margin: 0 0 8px; }
.home .home-account-option > p { font-size: 14px; color: #1E2A36; line-height: 1.6; margin: 0 0 18px; }
.home .home-account-rate { border: 1px solid #F3EAD3; background: #F3EAD3; border-radius: 10px; padding: 14px 16px; margin-bottom: 18px; }
.home .home-account-rate-value { display: block; font-size: 24px; font-weight: 700; color: #0F2A44; line-height: 1.1; }
.home .home-account-rate-label { display: block; font-size: 12px; color: #1E2A36; text-transform: uppercase; letter-spacing: .6px; margin-top: 4px; }
.home .home-account-list { margin: 0 0 20px; padding: 0; list-style: none; }
.home .home-account-list li { font-size: 14px; color: #3a3228; padding: 6px 0; border-bottom: 1px solid #F6F4EE; }
.home .home-account-list li:last-child { border-bottom: 0; }
.home .home-account-list li i { color: #0F2A44; margin-right: 8px; width: 14px; text-align: center; }
.home .home-account-option .btn { margin-top: auto; padding: 11px 18px; font-size: 14px; font-weight: 600; border-radius: 0; text-transform: none; letter-spacing: .3px; background-color: #0F2A44; border: 1px solid #0F2A44; color: #ffffff; }
.home .home-account-option .btn:hover, .home .home-account-option .btn:focus { background-color: #0F2A44; border-color: #0F2A44; }

.home .home-account-table-wrap { margin-top: 6px; }
.home .home-account-table { width: 100%; margin-bottom: 0; }
.home .home-account-table thead th { background: #0A1C30; color: #ffffff; font-size: 13px; text-transform: uppercase; letter-spacing: 1px; padding: 12px 16px; border: 0; }
.home .home-account-table tbody td { padding: 12px 16px; border-bottom: 1px solid #F6F4EE; color: #1E2A36; font-size: 14px; }
.home .home-account-table tbody tr:nth-child(even) { background: #F3EAD3; }
.home .home-account-table tbody td:first-child { font-weight: 600; color: #0A1C30; }

.home .home-steps { margin: 0; }
.home .home-step { position: relative; padding: 0 0 0 64px; margin-bottom: 28px; }
.home .home-step:last-child { margin-bottom: 0; }
.home .home-step-num { position: absolute; left: 0; top: 0; width: 44px; height: 44px; border-radius: 50%; background: #0A1C30; color: #C6A15B; font-size: 17px; font-weight: 700; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; }
.home .home-step h4 { font-size: 17px; font-weight: 600; color: #0A1C30; margin: 0 0 6px; }
.home .home-step p { font-size: 14px; color: #1E2A36; line-height: 1.6; margin: 0; }

.home .home-acc-item { border: 1px solid #F6F4EE; border-radius: 10px; margin-bottom: 12px; overflow: hidden; background: #ffffff; }
.home .home-acc-head { width: 100%; text-align: left; background: #ffffff; border: 0; padding: 16px 20px; font-size: 15px; font-weight: 600; color: #0A1C30; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-pack: justify; -ms-flex-pack: justify; justify-content: space-between; -webkit-box-align: center; -ms-flex-align: center; align-items: center; cursor: pointer; }
.home .home-acc-head i { color: #0F2A44; font-size: 14px; -webkit-transition: -webkit-transform .2s ease; -moz-transition: -moz-transform .2s ease; -o-transition: transform .2s ease; transition: transform .2s ease; }
.home .home-acc-head[aria-expanded="true"] i { -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); }
.home .home-acc-body { padding: 0 20px 16px; font-size: 14px; color: #1E2A36; line-height: 1.6; }

.home .home-elig-box { border: 1px solid #F6F4EE; background: #F3EAD3; border-radius: 12px; padding: 26px 28px; height: calc(100% - 0px); }
.home .home-elig-box h3, .home .home-elig-box h4 { color: #0A1C30; font-size: 16px; font-weight: 600; margin: 0 0 14px; }
.home .home-elig-box .home-account-list { margin-bottom: 0; }
.home .home-tools-card { border: 1px solid #F6F4EE; border-top: 4px solid #0F2A44; background: #ffffff; border-radius: 12px; padding: 28px 24px 26px; height: calc(100% - 30px); display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; -webkit-box-shadow: 0 1px 3px rgba(10, 28, 48, .06); box-shadow: 0 1px 3px rgba(10, 28, 48, .06); }
.home .home-tools-card h3 { font-size: 20px; font-weight: 600; color: #0A1C30; margin: 0 0 8px; }
.home .home-tools-card > p { font-size: 14px; color: #1E2A36; line-height: 1.6; margin: 0 0 18px; }
.home .home-tools-card .btn { margin-top: auto; padding: 11px 18px; font-size: 14px; font-weight: 600; border-radius: 0; text-transform: none; letter-spacing: .3px; background-color: #0F2A44; border: 1px solid #0F2A44; color: #ffffff; }
.home .home-tools-card .btn:hover, .home .home-tools-card .btn:focus { background-color: #0F2A44; border-color: #0F2A44; }

@media (max-width: 767px) {
    .home .home-section-title { font-size: 21px; margin-bottom: 20px; }
    .home .card-product-display { padding: 26px 16px 22px; }
    .home .cd-card { width: 220px; min-height: 140px; padding: 15px 16px 14px; }
    .home .cd-card-number { font-size: 11.5px; letter-spacing: 2px; }
    .home .cd-card-watermark { font-size: 34px; }
    .home .home-hero-stat { min-width: 44%; }
    .home .home-step { padding-left: 56px; }
    .home .home-step-num { width: 40px; height: 40px; font-size: 15px; }
}
/* ============================================================
   About / Company pages � distinct editorial look
   (About, Leadership, Careers, Compliance, Trust & Security)
   ============================================================ */

.about-hero {
    background:
        radial-gradient(1200px 500px at 85% -10%, rgba(198, 161, 91,0.14), transparent 60%),
        radial-gradient(900px 400px at 0% 110%, rgba(198, 161, 91,0.10), transparent 60%),
        linear-gradient(135deg, #0A1C30 0%, #0A1C30 100%);
    color: #fff;
    padding: 64px 0 60px;
    border-bottom: 4px solid #C6A15B;
}
.about-hero .page-breadcrumb { margin-bottom: 20px; }
.about-hero .breadcrumb { margin: 0; padding: 0; background: none; }
.about-hero .breadcrumb > li + li::before { color: rgba(255,255,255,0.35); }
.about-hero .breadcrumb a { color: rgba(255,255,255,0.65); }
.about-hero .breadcrumb a:hover { color: #C6A15B; }
.about-hero .breadcrumb > .active { color: #C6A15B; }
.about-hero .page-title {
    font-family: 'Merriweather', serif;
    font-weight: 700;
    color: #fff;
    font-size: 44px;
    line-height: 1.2;
    margin: 0 0 14px;
}
.about-hero .home-page-lead {
    color: rgba(255,255,255,0.8);
    font-size: 17px;
    line-height: 1.7;
    max-width: 720px;
    margin: 0;
}

.about-overline {
    display: inline-block;
    font-size: 12px;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: #0F2A44;
    font-weight: 700;
    margin: 0 0 12px;
}
.about-overline::before {
    content: '';
    display: inline-block;
    width: 34px;
    height: 2px;
    background: #0F2A44;
    margin-right: 12px;
    vertical-align: middle;
}

.about-section {
    background: #FAF6EF;
    padding: 80px 0;
}
.about-section .about-stack { margin-top: 48px; }

.about-title {
    font-family: 'Merriweather', serif;
    color: #0A1C30;
    font-weight: 700;
    font-size: 34px;
    line-height: 1.25;
    margin: 0 0 18px;
}
.about-lead {
    font-family: 'Merriweather', serif;
    font-size: 19px;
    line-height: 1.8;
    color: #1E2A36;
    margin: 0 0 18px;
}
.about-body-copy { color: #1E2A36; line-height: 1.8; margin: 0 0 14px; font-size: 16px; }
.about-body-copy:last-child { margin-bottom: 0; }

.about-card {
    background: #fff;
    border-radius: 14px;
    padding: 34px 30px;
    height: 100%;
    border-top: 4px solid #0F2A44;
    box-shadow: 0 10px 30px rgba(10, 28, 48,0.06);
    transition: transform .25s ease, box-shadow .25s ease;
}
.about-card:hover { transform: translateY(-6px); box-shadow: 0 18px 44px rgba(10, 28, 48,0.12); }
.about-card-icon {
    width: 58px; height: 58px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    background: linear-gradient(135deg, #0F2A44, #0F2A44);
    color: #fff; font-size: 22px; margin-bottom: 18px;
}
.about-card h3 { font-family: 'Merriweather', serif; color: #0A1C30; font-size: 19px; margin: 0 0 10px; }
.about-card p { color: #1E2A36; line-height: 1.7; margin: 0; }

.about-values {
    background: linear-gradient(135deg, #0A1C30, #0A1C30);
    border-radius: 14px;
    padding: 36px 34px;
    color: #fff;
    height: 100%;
    box-shadow: 0 14px 34px rgba(10, 28, 48,0.16);
}
.about-values h3 { font-family: 'Merriweather', serif; color: #fff; font-size: 24px; margin: 0 0 18px; }
.about-bullets { margin: 0; padding: 0; list-style: none; }
.about-bullets li { padding: 9px 0; color: rgba(255,255,255,0.9); font-size: 16px; }
.about-bullets li i { color: #C6A15B; margin-right: 12px; width: 18px; text-align: center; }

.about-stat-row {
    display: flex; justify-content: center; gap: 56px; flex-wrap: wrap;
    padding: 44px 0 12px;
}
.about-stat { text-align: center; min-width: 150px; }
.about-stat-num { font-family: 'Merriweather', serif; font-size: 46px; font-weight: 700; color: #0F2A44; display: block; line-height: 1; }
.about-stat-label { color: #0A1C30; font-size: 13px; letter-spacing: 1.2px; text-transform: uppercase; font-weight: 600; margin-top: 12px; display: block; }

.about-quote {
    border-left: 4px solid #0F2A44;
    padding: 10px 26px;
    background: #fff;
    border-radius: 0 14px 14px 0;
    box-shadow: 0 10px 30px rgba(10, 28, 48,0.05);
}
.about-quote p { font-family: 'Merriweather', serif; font-style: italic; color: #0A1C30; font-size: 18px; line-height: 1.7; margin: 0; }
.about-quote cite { display: block; margin-top: 12px; font-style: normal; color: #0F2A44; font-weight: 600; font-size: 14px; letter-spacing: 0.5px; }

.about-cta {
    background: linear-gradient(135deg, #0A1C30, #0A1C30);
    border-radius: 18px;
    padding: 44px 46px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 24px; flex-wrap: wrap;
    box-shadow: 0 16px 40px rgba(10, 28, 48,0.18);
    position: relative; overflow: hidden;
}
.about-cta::after {
    content: ''; position: absolute; right: -60px; top: -60px;
    width: 220px; height: 220px; border-radius: 50%;
    background: rgba(198, 161, 91,0.14);
}
.about-cta .cta-band-text { position: relative; z-index: 1; }
.about-cta h3 { font-family: 'Merriweather', serif; color: #fff; font-size: 26px; margin: 0 0 8px; }
.about-cta p { color: rgba(255,255,255,0.78); margin: 0; font-size: 16px; }
.about-cta .cta-band-actions { position: relative; z-index: 1; display: flex; gap: 14px; flex-wrap: wrap; }
.about-cta .btn-primary {
    background-color: #0F2A44;
    border: 1px solid #0F2A44;
    color: #fff;
    font-weight: 600;
}
.about-cta .btn-primary:hover { background-color: #0F2A44; border-color: #0F2A44; color: #fff; }
.about-cta .btn-outline-light { border: 1px solid rgba(255,255,255,0.35); color: #fff; }
.about-cta .btn-outline-light:hover { background: rgba(255,255,255,0.08); color: #fff; }

.about-team-card {
    background: #fff;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(10, 28, 48,0.07);
    height: 100%;
    text-align: center;
    transition: transform .25s ease, box-shadow .25s ease;
}
.about-team-card:hover { transform: translateY(-6px); box-shadow: 0 18px 44px rgba(10, 28, 48,0.12); }
.about-team-img { width: 100%; aspect-ratio: 1 / 1; object-fit: cover; display: block; }
.about-team-body { padding: 22px 18px 26px; }
.about-team-name { font-family: 'Merriweather', serif; color: #0A1C30; font-size: 19px; margin: 0 0 5px; }
.about-team-role { color: #0F2A44; font-size: 13px; letter-spacing: 1.2px; text-transform: uppercase; font-weight: 600; }

@media (max-width: 767px) {
    .about-hero { padding: 44px 0 40px; }
    .about-hero .page-title { font-size: 30px; }
    .about-section { padding: 48px 0; }
    .about-stat-row { gap: 28px; padding: 30px 0 6px; }
    .about-stat-num { font-size: 36px; }
    .about-cta { padding: 30px 24px; flex-direction: column; align-items: stretch; text-align: center; }
    .about-cta .cta-band-actions { justify-content: center; }
}

/* ============================================================
   Contact page � modern form, info panel & map
   ============================================================ */
.home .home-contact-form { margin-bottom: 10px; }
.home .home-contact-form h3,
.home .home-contact-info h3 { font-size: 20px; font-weight: 600; color: #0A1C30; margin: 0 0 6px; }
.home .home-contact-form .home-intro { margin-bottom: 24px; }
.home .home-contact-form .form-control {
    height: 48px;
    border-radius: 8px;
    border: 1px solid #D9D0BF;
    padding: 10px 14px;
    color: #3a3228;
    font-size: 15px;
    -webkit-box-shadow: none;
    box-shadow: none;
    margin-bottom: 18px;
}
.home .home-contact-form .form-control:focus { border-color: #0F2A44; -webkit-box-shadow: 0 0 0 3px rgba(15, 42, 68, 0.12); box-shadow: 0 0 0 3px rgba(15, 42, 68, 0.12); }
.home .home-contact-form textarea.form-control { height: auto; resize: vertical; }
.home .home-contact-form .btn-submit {
    background-color: #0F2A44;
    border: 1px solid #0F2A44;
    color: #ffffff;
    padding: 12px 32px;
    font-size: 14px;
    font-weight: 600;
    border-radius: 0;
    text-transform: none;
    letter-spacing: .3px;
}
.home .home-contact-form .btn-submit:hover { background-color: #0F2A44; border-color: #0F2A44; color: #ffffff; }

.home .home-contact-info {
    border: 1px solid #F6F4EE;
    border-radius: 14px;
    background: #F3EAD3;
    padding: 28px;
    margin-bottom: 10px;
}
.home .home-contact-item {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
    gap: 14px;
    padding: 14px 0;
    border-bottom: 1px solid #F6F4EE;
}
.home .home-contact-item:last-child { border-bottom: 0; }
.home .home-contact-item i {
    width: 42px;
    height: 42px;
    -webkit-box-flex: 0;
    -ms-flex: 0 0 42px;
    flex: 0 0 42px;
    border-radius: 10px;
    background: #F3EAD3;
    color: #0F2A44;
    font-size: 18px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}
.home .home-contact-item h4 { font-size: 15px; font-weight: 600; color: #0A1C30; margin: 0 0 3px; }
.home .home-contact-item p { font-size: 14px; color: #1E2A36; margin: 0; }

.home .home-map { margin-top: 10px; }
.home .home-map iframe { width: 100%; height: 420px; border: 0; border-radius: 14px; display: block; }

@media (max-width: 767px) {
    .home .home-map iframe { height: 300px; }
}

/* ============================================================
   Support pages � FAQ accordion, link lists, steps
   ============================================================ */
.home .home-faq { margin-top: 8px; }
.home .home-faq .panel-title a { font-size: 16px; font-weight: 600; color: #0A1C30; display: block; padding-right: 24px; }
.home .home-faq .panel-title a:hover, .home .home-faq .panel-title a:focus { color: #0F2A44; text-decoration: none; }
.home .home-faq .panel-title a[aria-expanded="true"] { color: #0F2A44; }
.home .home-faq .panel-default>.panel-heading { padding: 13px 0; background: #ffffff; }
.home .home-faq .panel-body { padding: 4px 30px 26px; color: #1E2A36; line-height: 1.7; }
.home .home-faq .panel-body p:last-child { margin-bottom: 0; }
.home .home-faq .panel-body a { color: #0F2A44; }
.home .home-faq .panel-body a:hover { color: #0F2A44; }

.home .home-benefits .home-bullets a { color: #0A1C30; }
.home .home-benefits .home-bullets a:hover { color: #0F2A44; text-decoration: none; }
.home .home-steps { margin: 0; padding: 0; list-style: none; }
.home .home-steps li { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: start; -ms-flex-align: start; align-items: flex-start; gap: 14px; padding: 10px 0; border-bottom: 1px solid #F6F4EE; font-size: 15px; color: #3a3228; }
.home .home-steps li:last-child { border-bottom: 0; }
.home .home-steps .step-num { -webkit-box-flex: 0; -ms-flex: 0 0 32px; flex: 0 0 32px; width: 32px; height: 32px; border-radius: 50%; background: #F3EAD3; color: #0F2A44; font-weight: 700; font-size: 15px; display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-align: center; -ms-flex-align: center; align-items: center; -webkit-box-pack: center; -ms-flex-pack: center; justify-content: center; }

/* ============================================================
   Legal pages � privacy, terms, cookies, complaints, accessibility
   ============================================================ */
.legal-updated { font-size: 13px; color: #1E2A36; margin: 14px 0 0; }
.legal-block { margin-top: 40px; }
.legal-heading { font-family: 'Merriweather', serif; color: #0A1C30; font-size: 22px; margin: 0 0 12px; }
.legal-text { color: #1E2A36; line-height: 1.8; margin-bottom: 16px; }
.legal-text:last-child { margin-bottom: 0; }
.legal-note { background: #F3EAD3; border: 1px solid #F6F4EE; border-left: 3px solid #0F2A44; border-radius: 10px; padding: 18px 22px; color: #1E2A36; line-height: 1.7; margin-top: 24px; }
.legal-note strong { color: #0A1C30; }
.legal-cta-row { margin-top: 8px; }



/* trust strip + hero widget brand polish */
.home .rate-table .loan-rate { color: #0A1C30; font-size: 26px; }
.home .rate-icon { color: #0F2A44; }
.home .rate-title { letter-spacing: .5px; }
.home .bank-widget-amount { font-size: 21px; letter-spacing: 0; }